|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
221
|
|
NILAMBUR CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON MANAGEMENT OF ADVANCES
|
IMPOSED PENALTY RS.5,00,000 FROM 01-MAR-2022
01-MAR-2022
|
|
|
222
|
|
|
NIRMAL URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT REDUCE SINGLE BORROWER EXPOSURE LIMIT FOR FRESH LOANS AND ADVANCES BY 50% OF APPLICABLE REGULATORY LIMIT
OFFERED HIGHER INTEREST RATES ON DEPOSITS HIGHER THAN THOSE OFFERED BY STATE BANK OF INDIA
|
IMPOSED PENALTY RS.1,00,000 FROM 30-JUN-2026
30-JUN-2026
|
|
|
223
|
|
|
NIZAMABAD CO-OPERATIVE TOWN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
CANCELLED BANKING LICENSE FROM 01-OCT-1999
01-OCT-1999
|
|
|
224
|
|
|
ONAKE OBAVVA MAHILA CO-OPERATIVE BANK LTD.,THE
|
|
|
CEASED TO BE SOLVENT
|
CANCELLED BANKING LICENSE FROM 12-MAY-2006
DIRECTED REGISTRAR OF CO-OPERATIVE SOCIETIES TO ISSUE ORDER FOR WINDING UP OF BANK AND APPOINT LIQUIDATOR FROM 12-MAY-2006
12-MAY-2006
|
|
|
225
|
|
|
ONGOLE CO-OPERATIVE BANK LTD.,THE
|
|
|
EXTREMELY UNSATISFACTORY FINANCIAL POSITION
|
PLACED UNDER DIRECTIONS FROM 16-NOV-2004
16-NOV-2004
|
DIRECTIONS ISSUED VIDE ORDER DATED 31/01/2006,WITHDRAWN.
RELAXED EARLIER DIRECTIONS ISSUED BY RBI
|
|
226
|
|
|
OTTAPALAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXTENSION OF FRESH LOANS AND ADVANCES CARRYING RISK WEIGHTS OF 100% AND ABOVE
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON ATM-CUM-DEBIT CARDS TO CERTAIN CASH CREDIT ACCOUNTS HOLDERS
|
IMPOSED PENALTY RS.1,00,000 FROM 03-SEP-2025
03-SEP-2025
|
|
|
227
|
|
|
OTTAPALAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
|
IMPOSED PENALTY RS.5,00,000 FROM 25-AUG-2022
25-AUG-2022
|
|
|
228
|
|
|
PALAKOL CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
PLACED UNDER DIRECTIONS FROM 14-FEB-2006
14-FEB-2006
|
|
|
229
|
|
|
PALANI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
|
IMPOSED PENALTY RS.2,00,000 FROM 27-JUN-2022
27-JUN-2022
|
|
|
230
|
|
|
PALLIKONDA CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
ALLOWED REFUND OF SHARE CAPITAL TO ITS MEMBERS, DESPITE ITS CRAR (CAPITAL TO RISK (WEIGHTED) ASSETS RATIO) BEING LESS THAN REGULATORY MINIMUM
SANCTIONED CERTAIN LOANS WITHOUT COMPLYING WITH SHARE LINKING TO BORROWINGS NORMS, DESPITE ITS CRAR (CAPITAL TO RISK (WEIGHTED) ASSETS RATIO) BEING LESS THAN REGULATORY MINIMUM
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
|
IMPOSED PENALTY RS.30,000 FROM 09-MAR-2026
09-MAR-2026
|
|
|
231
|
|
|
PANCHKULA URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
|
IMPOSED PENALTY RS.3,00,000 FROM 15-APR-2024
15-APR-2024
|
|
|
232
|
|
|
PANDHARPUR URBAN CO-OPERATIVE BANK LTD.
|
|
|
SANCTIONED ADDITIONAL CREDIT FACILITIES TO CERTAIN BORROWERS TO REPAY THEIR EXISTING LOANS
|
IMPOSED PENALTY RS.2,00,000 FROM 29-APR-2026
29-APR-2026
|
|
|
233
|
|
|
PANVEL CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXTENSION OF FRESH LOANS AND ADVANCES CARRYING RISK WEIGHTS OF 100% AND ABOVE
|
IMPOSED PENALTY RS.1,00,000 FROM 01-APR-2024
01-APR-2024
|
|
|
234
|
|
|
PARBHANI PEOPLE'S CO-OPERATIVE BANK LTD.,THE
|
|
|
CEASED TO BE SOLVENT
EXTREMELY UNSATISFACTORY FINANCIAL POSITION
|
CANCELLED BANKING LICENSE FROM 16-JUN-2006
DIRECTED REGISTRAR OF CO-OPERATIVE SOCIETIES TO ISSUE ORDER FOR WINDING UP OF BANK AND APPOINT LIQUIDATOR FROM 16-JUN-2006
16-JUN-2006
|
|
|
235
|
|
|
PARWANOO URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO THE DIRECTIONS ISSUED UNDER SAF FOR PAYMENT OF DIVIDEND
|
IMPOSED PENALTY RS.5,00,000 FROM 01-OCT-2024
01-OCT-2024
|
|
|
236
|
|
|
PARWANOO URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ON CLASSIFY CERTAIN LOANS AND/OR CREDIT FACILITIES AS NON-PERFORMING ASSETS IN ACCORDANCE WITH IRAC NORMS
|
IMPOSED PENALTY RS.1,00,000 FROM 27-MAR-2024
27-MAR-2024
|
|
|
237
|
|
|
PARWANOO URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO INSTRUCTIONS OF RBI ON SUPERVISORY ACTION FRAMEWORK (SAF)
|
IMPOSED PENALTY RS.3,00,000 FROM 15-NOV-2022
15-NOV-2022
|
|
|
238
|
|
|
PARWANOO URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
|
IMPOSED PENALTY RS.6,00,000 FROM 18-JUN-2021
18-JUN-2021
|
|
|
239
|
|
|
PATTUKOTTAI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT TRANSFER 20% OF ITS NET PROFIT TO STATUTORY RESERVE
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.1,50,000 FROM 05-DEC-2025
05-DEC-2025
|
|
|
240
|
|
|
PEN CO-OPERATIVE URBAN BANK LTD.
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
|
IMPOSED PENALTY RS.1,00,000 FROM 04-OCT-2010
04-OCT-2010
|
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
|
|
|
|
|
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