|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
241
|
|
PEOPLE’S URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.5,00,000 FROM 04-MAR-2022
04-MAR-2022
|
|
|
242
|
|
|
PERIYAKULAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON SINGLE BORROWER EXPOSURE LIMIT APPLICABLE FOR FRESH LOANS AND ADVANCES IN CERTAIN INSTANCES
OFFERED INTEREST RATES ON CERTAIN DEPOSITS FOR VARIOUS DURATIONS HIGHER THAN THOSE OFFERED BY SBI IN NON-COMPLIANCE WITH SAF DIRECTIONS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXTENSION OF FRESH LOANS AND ADVANCES CARRYING RISK WEIGHTS OF 100% AND ABOVE
ALLOWED REFUND OF SHARE CAPITAL TO ITS MEMBERS, DESPITE ITS LAST
ASSESSED CRAR (CAPITAL TO RISK (WEIGHTED) ASSETS RATIO) BEING BELOW 9%
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON SHARE LINKING NORMS IN RESPECT OF JEWEL LOANS
|
IMPOSED PENALTY RS.2,00,000 FROM 25-NOV-2024
25-NOV-2024
|
|
|
243
|
|
|
PIONEER URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PROHIBITING LOANS & ADVANCES TO DIRECTORS & THEIR RELATIVES AND FIRMS/COMPANIES/CONCERNS IN WHICH THEY ARE INTERESTED
SUBMITTED INACCURATE INFORMATION TO RBI REGARDING CREDIT FACILITIES TO DIRECTORS AND RELATIVES
|
IMPOSED PENALTY RS.5,00,000 FROM 15-JUL-2011
15-JUL-2011
|
|
|
244
|
|
|
PITHAPURAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
REJECTION OF APPLICATION FOR BANKING LICENSE FROM 21-NOV-2002
21-NOV-2002
|
|
|
245
|
|
|
PONANI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
OPENED SEVERAL SAVINGS DEPOSIT ACCOUNTS IN THE NAME OF INELIGIBLE ENTITIES
|
IMPOSED PENALTY RS.50,000 FROM 19-AUG-2025
19-AUG-2025
|
|
|
246
|
|
|
PRAJA CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
CANCELLED BANKING LICENSE FROM 11-JUL-2002
11-JUL-2002
|
|
|
247
|
|
|
PRAKASAPURAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
PAID DIVIDEND FROM ACCUMULATED PROFITS OF PREVIOUS YEARS
|
IMPOSED PENALTY RS.50,000 FROM 23-FEB-2026
23-FEB-2026
|
|
|
248
|
|
|
PUNE MUNICIPAL CORP.SERVANT’S CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT CONDUCT ANNUAL REVIEW OF INOPERATIVE AND/OR DORMANT ACCOUNTS
|
IMPOSED PENALTY RS.1,00,000 FROM 23-NOV-2023
23-NOV-2023
|
|
|
249
|
|
|
PURNA NAGRI SAHAKARI BANK LTD.
|
|
|
EXTREMELY UNSATISFACTORY FINANCIAL POSITION
CEASED TO BE SOLVENT
|
CANCELLED BANKING LICENSE FROM 01-JUL-2006
DIRECTED REGISTRAR OF CO-OPERATIVE SOCIETIES TO ISSUE ORDER FOR WINDING UP OF BANK AND APPOINT LIQUIDATOR FROM 01-JUL-2006
01-JUL-2006
|
|
|
250
|
|
|
PUSAD URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO PROVISIONS OF RBI ACT, 1949
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE ANY INVESTMENT, INCUR ANY LIABILITIES INCLUDING BORROWAL OF FUNDS AND ACCEPTANCE OF FRESH DEPOSITS, DISBURSE OR AGREE TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE, ENTER INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS FROM 07-NOV-2025 TO 06-MAY-2026
07-NOV-2025
|
RBI VIDE ITS ORDER DATED 28/04/2026, DIRECTED TO CONTINUE DIRECTIVE DATED 06/11/2025 FOR FURTHER THREE MONTHS FROM 07/05/2026 TO 07/08/2026
RBI VIDE ITS ORDER DATED 04/08/2026, DIRECTED TO CONTINUE DIRECTIVE DATED 06/11/2025 FOR FURTHER THREE MONTHS FROM 07/08/2026 TO 07/11/2026
|
|
251
|
|
|
PUSAD URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
REGULARISED NON-PERFORMING ACCOUNTS (NPAS) WITHOUT REPAYMENT THROUGH GENUINE SOURCES
OPENED SEVERAL SAVINGS DEPOSIT ACCOUNTS IN THE NAME OF INELIGIBLE ENTITIES
OFFERED INTEREST RATES ON CERTAIN DEPOSITS FOR VARIOUS DURATIONS HIGHER THAN THOSE OFFERED BY SBI IN NON-COMPLIANCE WITH SAF DIRECTIONS
|
IMPOSED PENALTY RS.7,50,000 FROM 02-MAY-2025
02-MAY-2025
|
|
|
252
|
|
|
PUSAD URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
OFFERED INTEREST RATES ON CERTAIN DEPOSITS FOR VARIOUS DURATIONS HIGHER THAN THOSE OFFERED BY SBI IN NON-COMPLIANCE WITH SAF DIRECTIONS
|
IMPOSED PENALTY RS.2,50,000 FROM 28-JUN-2024
28-JUN-2024
|
|
|
253
|
|
|
PUSAD URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.2,50,000 FROM 08-FEB-2024
08-FEB-2024
|
|
|
254
|
|
|
RABKAVI URBAN CO-OPERATIVE BANK LTD.
|
|
|
CEASED TO BE SOLVENT
|
CANCELLED BANKING LICENSE FROM 09-MAR-2010
09-MAR-2010
|
|
|
255
|
|
|
RAGHUVANSHI COOPERATIVE BANK LTD.,THE
|
|
|
EXTREMELY UNSATISFACTORY FINANCIAL POSITION
|
CANCELLED BANKING LICENSE FROM 18-MAR-2005
ORDERED TO REPAY PUBLIC DEPOSITS FROM 18-MAR-2005
18-MAR-2005
|
|
|
256
|
|
|
RAIBAG URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
REJECTION OF APPLICATION FOR BANKING LICENSE FROM 17-SEP-2003
17-SEP-2003
|
|
|
257
|
|
|
RAJ LAXMI MAHILA URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
SANCTIONED FRESH LOANS AND ADVANCES TO SINGLE BORROWERS IN EXCESS OF 50% OF APPLICABLE REGULARITY LIMITS
|
IMPOSED PENALTY RS.5,00,000 FROM 08-APR-2024
08-APR-2024
|
|
|
258
|
|
|
RAJ LAXMI MAHILA URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES FOR GRANTING UNSECURED CREDIT FACILITIES
|
IMPOSED PENALTY RS.1,00,000 FROM 18-SEP-2012
18-SEP-2012
|
|
|
259
|
|
|
RAJAMPET CO-OPERATIVE TOWN BANK LTD.
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
REJECTION OF APPLICATION FOR BANKING LICENSE FROM 08-JUL-2002
08-JUL-2002
|
|
|
260
|
|
|
RAJAPALAYAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
EXTENDED LOANS TO ITS DIRECTORS AND/OR RELATIVE OF THE DIRECTORS
SANCTIONED LOANS TO NOMINAL MEMBERS WHERE LOAN AMOUNT IN EACH CASE EXCEEDED THE APPLICABLE CEILING
|
IMPOSED PENALTY RS.75,000 FROM 28-FEB-2024
28-FEB-2024
|
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
|
|
|
|
|
Page
13
of
19
|
