|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
301
|
|
DECCAN URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
EXTENDED LOANS TO ITS DIRECTORS AND/OR RELATIVE OF THE DIRECTORS
|
IMPOSED PENALTY RS.1,00,000 FROM 16-NOV-2020
16-NOV-2020
|
|
|
302
|
|
|
DEENDAYAL NAGARIK SAHAKARI BANK LTD.
|
|
|
CEASED TO BE SOLVENT
|
CANCELLED BANKING LICENSE FROM 04-MAR-2009
04-MAR-2009
|
|
|
303
|
|
|
DEFENCE ACCOUNTS CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO PROVISIONS OF RBI ACT, 1949
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE ANY INVESTMENT, INCUR ANY LIABILITIES INCLUDING BORROWAL OF FUNDS AND ACCEPTANCE OF FRESH DEPOSITS, DISBURSE OR AGREE TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE, ENTER INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS FROM 10-MAR-2023 TO 09-SEP-2023
10-MAR-2023
|
RBI VIDE ITS ORDER DATED 08/09/2023 DIRECTED TO CONTINUE DIRECTIONS DATED 09/03/2023 APPLY TO BANK TILL 10/12/2023
RBI VIDE ITS ORDER DATED 07/12/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 09/03/2023 FOR FURTHER THREE MONTHS FROM 11/12/2023 TO 10/03/2024
RBI VIDE ITS ORDER DATED 07/03/2024, DIRECTED TO CONTINUE DIRECTIONS DATED 09/03/2023 APPLY TO BANK TILL 10/06/2024
RBI VIDE ITS ORDER DATED 07/06/2024, DIRECTED TO CONTINUE DIRECTIVE DATED 09/03/2023 FOR FURTHER THREE MONTHS FROM 11/06/2024 TO 10/09/2024
RBI VIDE ITS ORDER DATED 04/09/2024, DIRECTED TO CONTINUE DIRECTIVE DATED 09/03/2023 FOR FURTHER THREE MONTHS FROM 11/09/2024 TO 10/12/2024
RBI VIDE ITS ORDER DATED 03/12/2024, DIRECTED TO CONTINUE DIRECTIVE DATED 09/03/2023 FOR FURTHER THREE MONTHS FROM 11/12/2024 TO 10/03/2025
RBI VIDE ITS ORDER DATED 16/01/2025 WITHDRAWN THE DIRECTIONS ISSUED ON 09/03/2023 WITH EFFECT FROM 16/01/2025
|
|
304
|
|
|
DELHI NAGRIK SEHKARI BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON INTEREST RATE ON DEPOSITS
|
IMPOSED PENALTY RS.3,00,000 FROM 27-MAR-2023
27-MAR-2023
|
|
|
305
|
|
|
DELHI NAGRIK SEHKARI SEHKARI BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
|
IMPOSED PENALTY RS.1,00,000 FROM 19-AUG-2021
19-AUG-2021
|
|
|
306
|
|
|
DELHI STATE CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON ROBUST SOFTWARE TO THROW ALERTS AS PART OF EFFECTIVE IDENTIFICATION OF ACCOUNTS, MONITORING AND/OR REPORTING OF SUSPICIOUS TRANSACTIONS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON FINANCE FOR HOUSING SCHEMES (UCBS)
DID NOT ADHERE TO REGULATORY DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY NABARD CONTAINED IN REVIEW OF FRAUDS-DIRECTIVES/INSTRUCTIONS/GUIDELINES ON MONITORING AND REPORTING SYSTEM
|
IMPOSED PENALTY RS.30,85,000 FROM 14-DEC-2022
14-DEC-2022
|
|
|
307
|
|
|
DEOLA MERCHANTS CO-OP.BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON BOARD OF DIRECTORS OF URBAN CO-OPERATIVE BANKS (UCBS)
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.25,000 FROM 11-NOV-2021
11-NOV-2021
|
|
|
308
|
|
|
DEOLA MERCHANTS CO-OP.BANK LTD.,THE
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES OF BY RBI ON SUBMISSION OF FALSE COMPLIANCE REGARDING CLOSURE OF NPA ACCOUNTS BY INDULGING IN EVER GREENING OF LOANS
|
IMPOSED PENALTY RS.1,00,000 FROM 27-SEP-2016
27-SEP-2016
|
|
|
309
|
|
|
DESAIGANJ NAGARI CO-OPERATIVE BANK MARYADIT
|
|
|
DID NOT ADHERE TO PROVISIONS OF RBI ACT, 1949
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE ANY INVESTMENT, INCUR ANY LIABILITIES INCLUDING BORROWAL OF FUNDS AND ACCEPTANCE OF FRESH DEPOSITS, DISBURSE OR AGREE TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE, ENTER INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS FROM 27-AUG-2026 TO 26-FEB-2027
27-AUG-2026
|
|
|
310
|
|
|
DEVI GAYATRI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON LOANS AND/OR ADVANCES TO DIRECTORS AND THEIR RELATIVES
|
IMPOSED PENALTY RS.1,00,000 FROM 28-OCT-2016
28-OCT-2016
|
|
|
311
|
|
|
DHAKURIA CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
|
IMPOSED PENALTY RS.2,00,000 FROM 29-JUN-2022
29-JUN-2022
|
|
|
312
|
|
|
DHANASHRI MAHILA SAHAKARI BANK LTD.
|
|
|
CEASED TO BE SOLVENT
|
CANCELLED BANKING LICENSE FROM 12-MAR-2010
12-MAR-2010
|
|
|
313
|
|
|
DHANBAD CENTRAL CO-OPERATIVE BANK LTD.,THE
|
|
|
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT ADHERE TO ANTI MONEY LAUNDERING (AML) DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.5,00,000 FROM 31-MAR-2015
31-MAR-2015
|
|
|
314
|
|
|
DHANERA MERCANTILE CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
GRANTED UNSECURED LOANS TO DIRECTOR AND/OR THEIR PROPRIETORSHIP FIRM
|
IMPOSED PENALTY RS.6,50,000 FROM 31-AUG-2023
31-AUG-2023
|
|
|
315
|
|
|
DHARMAPURI DISTRICT CENTRAL CO-OPERATIVE BANK LTD.,THE
|
|
|
VIOLATED RBI’S DIRECTIVES ON LOANS TO DIRECTORS
|
IMPOSED PENALTY RS.1,00,000 FROM 19-AUG-2025
19-AUG-2025
|
|
|
316
|
|
|
DHARMAPURI DISTRICT CENTRAL CO-OPERATIVE BANK LTD.,THE
|
|
|
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT ADHERE TO ANTI MONEY LAUNDERING (AML) DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.5,00,000 FROM 24-MAR-2014
24-MAR-2014
|
|
|
317
|
|
|
DHOLPUR URBAN CO-OPERATIVE BANK LTD.
|
|
|
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT ADHERE TO ANTI MONEY LAUNDERING (AML) DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.1,00,000 FROM 07-APR-2016
07-APR-2016
|
|
|
318
|
|
|
DHRANGADHRA PEOPLES' CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
|
IMPOSED PENALTY RS.1,00,000 FROM 03-NOV-2023
03-NOV-2023
|
|
|
319
|
|
|
DHRANGADHRA PEOPLES' CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON PLACEMENT OF DEPOSITS WITH OTHER BANKS BY PRIMARY (URBAN) CO-OPERATIVE BANKS (UCBS)
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON DEPOSITOR EDUCATION AND AWARENESS FUND SCHEME, 2014
|
IMPOSED PENALTY RS.2,00,000 FROM 08-JUN-2021
08-JUN-2021
|
|
|
320
|
|
|
DHRANGADHRA PEOPLES' CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT CONDUCT CONCURRENT AUDITING OF INVESTMENT PORTFOLIO
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON OUTSOURCING AND FAIR PRACTICES CODE IN DIGITAL LENDING OPERATIONS UNDERTAKEN THROUGH THIRD PARTY APPS
GENERATED SUSPICIOUS TRANSACTIONS REPORT AND SUBMITTED TO FINANCIAL INTELLIGENCE UNIT-INDIA (FIU-IND)
DID NOT ADHERE TO DEAF SCHEME
|
IMPOSED PENALTY RS.1,00,000 FROM 25-APR-2016
25-APR-2016
|
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
|
|
|
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Page
16
of
82
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