|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
321
|
|
SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON BOARD OF DIRECTORS OF URBAN CO-OPERATIVE BANKS (UCBS)
|
IMPOSED PENALTY RS.5,00,000 FROM 08-SEP-2021
08-SEP-2021
|
|
|
322
|
|
|
TANUR CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT UPLOAD KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.50,000 FROM 20-MAR-2026
20-MAR-2026
|
|
|
323
|
|
|
TAPINDU URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK COUNTER PARTY LIMIT WITH MULTIPLE BANKS
|
IMPOSED PENALTY RS.1,00,000 FROM 02-AUG-2023
02-AUG-2023
|
|
|
324
|
|
|
TARAPUR CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
|
IMPOSED PENALTY RS.1,00,000 FROM 13-DEC-2024
13-DEC-2024
|
|
|
325
|
|
|
THODUPUZHA URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO PROVISIONS OF RBI ACT, 1949
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE ANY INVESTMENT, INCUR ANY LIABILITIES INCLUDING BORROWAL OF FUNDS AND ACCEPTANCE OF FRESH DEPOSITS, DISBURSE OR AGREE TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE, ENTER INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS FROM 23-AUG-2022 TO 22-FEB-2023
23-AUG-2022
|
RBI VIDE ITS ORDER DATED 24/02/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 23/08/2022 FOR FURTHER THREE MONTHS FROM 24/02/2023 TO 23/05/2023
RBI VIDE ITS ORDER DATED 23/05/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 23/08/2022 FOR FURTHER THREE MONTHS FROM 24/05/2023 TO 23/08/2023
RBI VIDE ITS ORDER DATED 22/08/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 23/08/2022 FOR FURTHER THREE MONTHS FROM 24/08/2023 TO 23/11/2023
RBI VIDE ITS ORDER DATED 21/11/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 23/08/2022 FOR FURTHER THREE MONTHS FROM 24/11/2023 TO 24/02/2024
RBI VIDE ITS ORDER DATED 23/02/2024, DIRECTED TO CONTINUE DIRECTIVE DATED 23/08/2022 FOR FURTHER THREE MONTHS FROM 24/02/2024 TO 23/05/2024
RBI VIDE ITS ORDER DATED 17/05/2024, DIRECTED TO CONTINUE DIRECTIVE DATED 23/08/2022 FOR FURTHER THREE MONTHS FROM 24/05/2024 TO 23/08/2024
RBI VIDE ITS ORDER DATED 14/08/2024, DIRECTED TO CONTINUE DIRECTIVE DATED 23/08/2022 FOR FURTHER THREE MONTHS FROM 24/08/2024 TO 23/11/2024
RBI VIDE ITS ORDER DATED 18/11/2024, DIRECTED TO CONTINUE DIRECTIVE DATED 23/08/2022 FOR FURTHER THREE MONTHS FROM 24/11/2024 TO 23/02/2025
RBI VIDE ITS ORDER DATED 20/01/2025 WITHDRAWN THE DIRECTIONS ISSUED ON 23/08/2022 WITH EFFECT FROM 20/01/2025
|
|
326
|
|
|
TIRUCHENGODE CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
|
IMPOSED PENALTY RS.10,00,000 FROM 24-JUN-2022
24-JUN-2022
|
|
|
327
|
|
|
TIRUMANGALAM CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PROHIBITING LOANS & ADVANCES TO DIRECTORS & THEIR RELATIVES AND FIRMS/COMPANIES/CONCERNS IN WHICH THEY ARE INTERESTED
|
IMPOSED PENALTY RS.25,000 FROM 28-FEB-2024
28-FEB-2024
|
|
|
328
|
|
|
TIRUPPUR CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.1,50,000 FROM 07-FEB-2025
07-FEB-2025
|
|
|
329
|
|
|
TIRUVANNAMALAI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
|
IMPOSED PENALTY RS.2,00,000 FROM 01-MAR-2022
01-MAR-2022
|
|
|
330
|
|
|
TRICHUR URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES FOR GOLD LOAN WITH BULLET REPAYMENT OPTION
|
IMPOSED PENALTY RS.2,00,000 FROM 04-MAY-2023
04-MAY-2023
|
|
|
331
|
|
|
TRINITY CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
CANCELLED BANKING LICENSE FROM 10-DEC-2003
10-DEC-2003
|
|
|
332
|
|
|
TURA URBAN CO-OPERATIVE BANK LTD.
|
|
|
INCURRED CAPITAL EXPENDITURE EXCEEDING RS.25,000 PER YEAR WITHOUT PRIOR APPROVAL OF RBI
SANCTIONED FRESH LOANS IN EXCESS OF EXPOSURE LIMIT PRESCRIBED UNDER SUPERVISORY ACTION FRAMEWORK (SAF)
|
IMPOSED PENALTY RS.1,00,000 FROM 23-OCT-2024
23-OCT-2024
|
|
|
333
|
|
|
TURA URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO INSTRUCTIONS OF RBI ON SUPERVISORY ACTION FRAMEWORK (SAF)
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RISK CATEGORIZATION OF ACCOUNTS
|
IMPOSED PENALTY RS.1,50,000 FROM 07-DEC-2022
07-DEC-2022
|
|
|
334
|
|
|
TURA URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
|
IMPOSED PENALTY RS.50,000 FROM 28-JUL-2022
28-JUL-2022
|
|
|
335
|
|
|
UDGIR URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
SANCTIONED AND/OR RENEWED LOAN TO A RELATIVE OF ONE OF ITS DIRECTORS
|
IMPOSED PENALTY RS.1,00,000 FROM 26-APR-2024
26-APR-2024
|
|
|
336
|
|
|
UNITED MERCANTILE URBAN CO-OPERATIVE BANK LTD.
|
|
|
OFFERED INTEREST RATES ON CERTAIN DEPOSITS FOR VARIOUS DURATIONS HIGHER THAN THOSE OFFERED BY SBI IN NON-COMPLIANCE WITH SAF DIRECTIONS
|
IMPOSED PENALTY RS.3,00,000 FROM 30-MAR-2024
30-MAR-2024
|
|
|
337
|
|
|
URBAN CO-OPERATIVE BANK LTD.,ALLAHABAD
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
CANCELLED BANKING LICENSE FROM 21-DEC-2001
21-DEC-2001
|
|
|
338
|
|
|
URBAN CO-OPERATIVE BANK LTD.,BUDAUN,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON TRANSFER OF ELIGIBLE UNCLAIMED FUNDS TO DEPOSITOR EDUCATION AND AWARENESS FUND WITHIN PRESCRIBED PERIOD
OFFERED INTEREST RATES ON CERTAIN DEPOSITS FOR VARIOUS DURATIONS HIGHER THAN THOSE OFFERED BY SBI IN NON-COMPLIANCE WITH SAF DIRECTIONS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXTENSION OF FRESH LOANS AND ADVANCES CARRYING RISK WEIGHTS OF 100% AND ABOVE
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
|
IMPOSED PENALTY RS.7,00,000 FROM 14-MAY-2024
14-MAY-2024
|
|
|
339
|
|
|
URBAN CO-OPERATIVE BANK LTD.,DEHRADUN
|
|
|
DID NOT ADHERE TO PROVISIONS OF RBI ACT, 1949
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE ANY INVESTMENT, INCUR ANY LIABILITIES INCLUDING BORROWAL OF FUNDS AND ACCEPTANCE OF FRESH DEPOSITS, DISBURSE OR AGREE TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE, ENTER INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS FROM 10-FEB-2026 TO 09-AUG-2026
10-FEB-2026
|
|
|
340
|
|
|
URBAN CO-OPERATIVE BANK LTD.,MAINPURI
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
|
IMPOSED PENALTY RS.5,00,000 FROM 30-JUL-2024
30-JUL-2024
|
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
|
|
|
|
|
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