|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
341
|
|
DOMBIVLI NAGARI SAHAKARI BANK LTD.
|
|
|
DELAY IN REPORTING CYBER SECURITY INCIDENT
|
IMPOSED PENALTY RS.50,00,000 FROM 12-JUN-2023
12-JUN-2023
|
|
|
342
|
|
|
DOMBIVLI NAGARI SAHAKARI BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI PERTAINING TO CUSTOMER IDENTIFICATION TO ALLOW TRANSACTIONS IN ACCOUNTS WITHOUT CONFIRMING LOCAL ADDRESS OF CONSTITUENTS
DELAY IN REPORTING OF FRAUDS TO RBI AND/OR NABARD
|
IMPOSED PENALTY RS.45,00,000 FROM 20-JUL-2022
20-JUL-2022
|
|
|
343
|
|
|
DR.AMBEDKAR NAGRIK SAHAKARI BANK MARYADIT
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON OUTSOURCING AND FAIR PRACTICES CODE IN DIGITAL LENDING OPERATIONS UNDERTAKEN THROUGH THIRD PARTY APPS
|
IMPOSED PENALTY RS.1,50,000 FROM 13-SEP-2022
13-SEP-2022
|
|
|
344
|
|
|
DR.AMBEDKAR NAGRIK SAHAKARI BANK MARYADIT
|
|
|
DID NOT ADHERE TO INSTRUCTIONS OF RBI ON SUPERVISORY ACTION FRAMEWORK (SAF)
VIOLATED SECTION 27 OF BANKING REGULATION ACT, 1949
|
IMPOSED PENALTY RS.50,000 FROM 31-OCT-2018
31-OCT-2018
|
|
|
345
|
|
|
DR.BABASAHEB AMBEDKAR NAGARI SAHAKARI BANK LTD.
|
|
|
DID NOT ADHERE TO PRESCRIBED REGULATORY CEILING ON CERTAIN ADVANCES
OFFERED INTEREST RATES ON CERTAIN DEPOSITS FOR VARIOUS DURATIONS HIGHER THAN THOSE OFFERED BY SBI IN NON-COMPLIANCE WITH SAF DIRECTIONS
|
IMPOSED PENALTY RS.80,000 FROM 17-APR-2026
17-APR-2026
|
|
|
346
|
|
|
DR.BABASAHEB AMBEDKAR NAGARI SAHAKARI BANK MARYADIT
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING FROM 24-NOV-2014
24-NOV-2014
|
RBI VIDE ITS ORDER DATED 05/11/2015, AGAIN EXTENDED ITS DIRECTIONS ISSUED VIDE ITS ORDER DATED 24/11/2014 FOR A FURTHER PERIOD OF THREE MONTHS FROM 04/11/2015 TO 03/02/2016
RBI VIDE ITS ORDER DATED 05/05/2015, EXTENDED ITS DIRECTIONS ISSUED VIDE ITS ORDER DATED 24/11/2014 FOR A FURTHER PERIOD OF SIX MONTHS FROM 04/05/2015 TO 03/11/2015
RBI VIDE ITS ORDER DATED 03/02/2016, AGAIN EXTENDED ITS DIRECTIONS ISSUED VIDE ITS ORDER DATED 24/11/2014 FOR A FURTHER PERIOD OF THREE MONTHS FROM 04/02/2016 TO 03/05/2016
RBI VIDE ITS ORDER DATED 03/05/2016 WITHDRAWN ALL INCLUSIVE DIRECTIONS ISSUED ON 04/05/2012 WITH EFFECT FROM THE CLOSE OF BUSINESS AS ON 02/05/2016
|
|
347
|
|
|
DR.BABASAHEB AMBEDKAR SAHAKARI BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON LOANS AND/OR ADVANCES TO DIRECTORS AND THEIR RELATIVES
|
IMPOSED PENALTY RS.50,000 FROM 13-SEP-2024
13-SEP-2024
|
|
|
348
|
|
|
DR.BABASAHEB AMBEDKAR URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PROHIBITING LOANS & ADVANCES TO DIRECTORS & THEIR RELATIVES AND FIRMS/COMPANIES/CONCERNS IN WHICH THEY ARE INTERESTED
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON OPERATIONAL MATTERS
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT ADHERE TO ANTI MONEY LAUNDERING (AML) DIRECTIVES/INSTRUCTIONS/GUIDELINES
DID NOT CONDUCT MIGRATION AUDIT
DID NOT SUBMIT COMPLIANCE OF INSPECTION REPORT 2017
|
IMPOSED PENALTY RS.3,00,000 FROM 26-SEP-2018
26-SEP-2018
|
|
|
349
|
|
|
DR.PANJABRAO DESHMUKH URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXTENSION OF FRESH LOANS AND ADVANCES CARRYING RISK WEIGHTS OF 100% AND ABOVE
SANCTIONED LOANS ON BULLET REPAYMENT BASIS AGAINST GOLD/SILVER ORNAMENTS BEYOND PRESCRIBED CEILING LIMIT
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CARRYING OUT PERIODIC UPDATION OF “KNOW YOUR CLIENTS” OF CUSTOMERS AS PER RISK CATEGORISATION OF CUSTOMERS AND/OR ACCOUNTS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON ROBUST SOFTWARE TO THROW ALERTS AS PART OF EFFECTIVE IDENTIFICATION OF ACCOUNTS, MONITORING AND/OR REPORTING OF SUSPICIOUS TRANSACTIONS
|
IMPOSED PENALTY RS.5,00,000 FROM 08-JAN-2024
08-JAN-2024
|
|
|
350
|
|
|
DR.PANJABRAO DESHMUKH URBAN CO-OPERATIVE BANK LTD.
|
|
|
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
|
IMPOSED PENALTY RS.5,00,000 FROM 26-APR-2017
26-APR-2017
|
|
|
351
|
|
|
DR.SHIVAJIRAO PATIL NILANGEKAR URBAN CO-OPERATIVE BANK LTD.
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE ANY INVESTMENT, INCUR ANY LIABILITIES INCLUDING BORROWAL OF FUNDS AND ACCEPTANCE OF FRESH DEPOSITS, DISBURSE OR AGREE TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE, ENTER INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS FROM 22-FEB-2019
22-FEB-2019
|
RBI VIDE ITS ORDER DATED 16/08/2019, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF TWO MONTHS FROM 16/08/2019 TO 15/10/2019
RBI VIDE ITS ORDER DATED 17/10/2019, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 16/10/2019 TO 15/04/2019
RBI VIDE ITS ORDER DATED 15/04/2020, DIRECTED TO CONTINUE DIRECTIONS AS PER DIRECTIVES DATED 19/02/2019 FOR FURTHER TWO MONTHS TILL 14/06/2020
RBI VIDE ITS ORDER DATED 12/06/2020, TO CONTINUED DIRECTIONS AS PER DIRECTIVES DATED 19/02/2019 FOR FURTHER TWO MONTHS TILL 14/08/2020
RBI VIDE ITS ORDER DATED 14/08/2020, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF TWO MONTHS TILL 14/10/2020
RBI VIDE ITS ORDER DATED 15/10/2020, DIRECTED TO CONTINUE DIRECTIONS AS PER DIRECTIVES DATED 19/02/2019 FOR FURTHER TWO MONTHS FROM 15/10/2020 TO 14/12/2020
RBI VIDE ITS ORDER DATED 14/12/2020, DIRECTED TO CONTINUE DIRECTIONS AS PER DIRECTIVES DATED 19/02/2019 FOR FURTHER THREE MONTHS FROM 15/12/2020 TO 14/03/2021
RBI VIDE ITS ORDER DATED 13/03/2021, DIRECTED TO CONTINUE DIRECTIONS AS PER DIRECTIVES DATED 19/02/2019 FOR FURTHER THREE MONTHS FROM 15/03/2021 TO 14/06/2021
RBI VIDE ITS ORDER DATED 14/06/2021, DIRECTED TO CONTINUE DIRECTIONS AS PER DIRECTIVES DATED 19/02/2019 FOR FURTHER ONE MONTH FROM 15/06/2021 TO 14/07/2021
|
|
352
|
|
|
DR.SHIVAJIRAO PATIL NILANGEKAR URBAN CO-OPERATIVE BANK LTD.
|
|
|
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT FURNISH ANY CREDIT INFORMATION TO EVEN CREDIT INFORMATION COMPANY (CIC) OF WHICH IT WAS A MEMBER
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON SUBMISSION OF COMPLIANCE REPORT
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON SUBMISSION OF DOCUMENTARY PROOF FOR TRANSFER OF FUNDS TO DEPOSITOR EDUCATION & AWARENESS FUND (DEAF)
IRREGULAR SUBMISSION OF VARIOUS XBRL RETURNS
|
IMPOSED PENALTY RS.1,80,000 FROM 04-DEC-2018
04-DEC-2018
|
|
|
353
|
|
|
DUMKA CENTRAL CO-OPERATIVE BANK LTD.,THE
|
|
|
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT ADHERE TO ANTI MONEY LAUNDERING (AML) DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.5,00,000 FROM 31-MAR-2015
31-MAR-2015
|
|
|
354
|
|
|
DURGA CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON LOANS AND/OR ADVANCES TO DIRECTORS AND THEIR RELATIVES
|
IMPOSED PENALTY RS.5,00,000 FROM 22-SEP-2017
22-SEP-2017
|
|
|
355
|
|
|
DURGAPUR MAHILA CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
|
IMPOSED PENALTY RS.1,00,000 FROM 28-AUG-2024
28-AUG-2024
|
|
|
356
|
|
|
DWARAKADAS MANTRI NAGARI SAHAKARI BANK LTD.
|
|
|
DID NOT ADHERE TO PROVISIONS OF RBI ACT, 1949
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE ANY INVESTMENT, INCUR ANY LIABILITIES INCLUDING BORROWAL OF FUNDS AND ACCEPTANCE OF FRESH DEPOSITS, DISBURSE OR AGREE TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE, ENTER INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS FROM 09-MAR-2022
09-MAR-2022
|
RBI VIDE ITS ORDER DATED 09/09/2022, DIRECTED TO CONTINUE DIRECTIVE DATED 09/03/2022 FOR FURTHER THREE MONTHS FROM 10/09/2022 TO 09/12/2022
RBI VIDE ITS ORDER DATED 09/12/2022, DIRECTED TO CONTINUE DIRECTIVE DATED 09/03/2022 FOR FURTHER THREE MONTHS FROM 10/12/2022 TO 09/03/2023
RBI VIDE ITS ORDER DATED 09/03/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 09/03/2022 FOR FURTHER THREE MONTHS FROM 10/03/2023 TO 09/06/2023
RBI VIDE ITS ORDER DATED 09/06/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 09/03/2022 FOR FURTHER THREE MONTHS FROM 10/06/2023 TO 09/09/2023
RBI VIDE ITS ORDER DATED 08/09/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 09/03/2022 FOR FURTHER THREE MONTHS FROM 09/09/2023 TO 09/12/2023
RBI VIDE ITS ORDER DATED 08/12/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 09/03/2022 FOR FURTHER THREE MONTHS FROM 10/12/2023 TO 09/03/2024
RBI VIDE ITS ORDER DATED 26/02/2024 WITHDRAWN THE DIRECTIONS ISSUED ON 09/03/2022 WITH EFFECT FROM 26/02/2024
|
|
357
|
|
|
DWARAKADAS MANTRI NAGARI SAHAKARI BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PROHIBITING LOANS & ADVANCES TO DIRECTORS & THEIR RELATIVES AND FIRMS/COMPANIES/CONCERNS IN WHICH THEY ARE INTERESTED
|
IMPOSED PENALTY RS.5,00,000 FROM 19-APR-2011
19-APR-2011
|
|
|
358
|
|
|
EASTERN & NORTH-EAST FRONTIER RAILWAY CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO INSTRUCTIONS OF RBI ON SUPERVISORY ACTION FRAMEWORK (SAF)
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RISK CATEGORIZATION OF ACCOUNTS
|
IMPOSED PENALTY RS.1,00,000 FROM 07-DEC-2022
07-DEC-2022
|
|
|
359
|
|
|
ERNAKULAM DISTRICT CO-OPERATIVE BANK LTD.,THE
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES PERTAINING TO CEILING ON UNSECURED ADVANCES APPLICABLE TO URBAN CO-OPERATIVE BANKS (UCBS)
|
IMPOSED PENALTY RS.5,00,000 FROM 01-AUG-2012
01-AUG-2012
|
|
|
360
|
|
|
ETAWAH URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON SUPERVISORY UNDER SECTION 36(1) OF BANKING REGULATION ACT, 1949
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON OPERATIONS, BRANCH AUTHORISATION POLICY, OPENING/UP-GRADATION OF EXTENSION COUNTERS, ATMS AND SHIFTING/SPLITTING/CLOSURE OF OFFICES
|
IMPOSED PENALTY RS.50,000 FROM 06-MAR-2019
06-MAR-2019
|
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
|
|
|
|
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Page
18
of
82
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