|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
21
|
|
ARMOOR CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
CANCELLED BANKING LICENSE FROM 09-SEP-2002
09-SEP-2002
|
|
|
22
|
|
|
ARYAN CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
REJECTION OF APPLICATION FOR BANKING LICENSE FROM 11-FEB-2002
11-FEB-2002
|
|
|
23
|
|
|
ASKA CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
REJECTION OF APPLICATION FOR BANKING LICENSE FROM 07-APR-2000
07-APR-2000
|
|
|
24
|
|
|
AURANGABAD PEOPLES' CO-OPERATIVE BANK LTD.,THE
|
|
|
EXTREMELY UNSATISFACTORY FINANCIAL POSITION
|
CANCELLED BANKING LICENSE FROM 13-JAN-2005
13-JAN-2005
|
|
|
25
|
|
|
BABAJI DATE MAHILA SAHAKARI BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CLASSIFICATION AND REPORTING OF FRAUDS
|
IMPOSED PENALTY RS.5,00,000 FROM 21-MAY-2021
21-MAY-2021
|
|
|
26
|
|
|
BAGHAT URBAN CO-OPERATIVE BANK LTD. THE,
|
|
|
DID NOT ADHERE TO INSTRUCTIONS OF RBI ON SUPERVISORY ACTION FRAMEWORK (SAF)
|
IMPOSED PENALTY RS.3,00,000 FROM 08-MAR-2022
08-MAR-2022
|
|
|
27
|
|
|
BAGHAT URBAN CO-OPERATIVE BANK LTD. THE,
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
|
IMPOSED PENALTY RS.15,00,000 FROM 19-AUG-2021
19-AUG-2021
|
|
|
28
|
|
|
BAHADARPUR URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
CEASED TO BE SOLVENT
|
CANCELLED BANKING LICENSE FROM 23-MAR-2010
23-MAR-2010
|
|
|
29
|
|
|
BALASORE CO-OPERATIVE URBAN BANK LTD.THE,
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
|
IMPOSED PENALTY RS.1,00,000 FROM 23-JUL-2021
23-JUL-2021
|
|
|
30
|
|
|
BANDA URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK SINGLE & GROSS EXPOSURE LIMIT
|
IMPOSED PENALTY RS.2,00,000 FROM 27-OCT-2022
27-OCT-2022
|
|
|
31
|
|
|
BANGALORE MERCANTILE CO-OPERATIVE BANK LTD.
|
|
|
CEASED TO BE SOLVENT
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI FOR CONDUCTING BANKING BUSINESS
|
CANCELLED BANKING LICENSE FROM 23-JUN-2006
DIRECTED REGISTRAR OF CO-OPERATIVE SOCIETIES TO ISSUE ORDER FOR WINDING UP OF BANK AND APPOINT LIQUIDATOR FROM 23-JUN-2006
23-JUN-2006
|
|
|
32
|
|
|
BANTRA CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
PROHIBITED FROM GRANTING SECURED LOANS AGAINST CERTAIN SECURITIES FROM 10-NOV-2001
10-NOV-2001
|
RELAXED EARLIER DIRECTIONS ISSUED BY RBI
|
|
33
|
|
|
BAPATLA CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
SANCTIONED LOANS TO ITS DIRECTOR AND THEIR RELATIVES
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.2,00,000 FROM 04-DEC-2024
04-DEC-2024
|
|
|
34
|
|
|
BARODA MERCANTILE CO-OPERATIVE BANK LTD.,THE
|
|
|
CEASED TO BE SOLVENT
|
CANCELLED BANKING LICENSE FROM 16-MAY-2006
DIRECTED REGISTRAR OF CO-OPERATIVE SOCIETIES TO ISSUE ORDER FOR WINDING UP OF BANK AND APPOINT LIQUIDATOR FROM 16-MAY-2006
16-MAY-2006
|
|
|
35
|
|
|
BATLAGUNDU CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
SANCTIONED CERTAIN LOANS WITHOUT COMPLYING WITH SHARE LINKING TO BORROWINGS NORMS, DESPITE ITS CRAR (CAPITAL TO RISK (WEIGHTED) ASSETS RATIO) BEING LESS THAN REGULATORY MINIMUM
SANCTIONED CREDIT FACILITIES TO SECTORS HAVING HIGH PROPORTION OF NON-PERFORMING ASSETS AND FRESH LOANS & ADVANCES CARRYING RISK WEIGHTS MORE THAN 100% VIOLATING DIRECTIONS ISSUED UNDER SUPERVISORY ACTION FRAMEWORK (SAF)
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON SINGLE BORROWER EXPOSURE LIMIT APPLICABLE FOR FRESH LOANS AND ADVANCES IN CERTAIN INSTANCES
|
IMPOSED PENALTY RS.1,00,000 FROM 21-JUL-2025
21-JUL-2025
|
|
|
36
|
|
|
BATLAGUNDU CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.50,000 FROM 03-JAN-2025
03-JAN-2025
|
|
|
37
|
|
|
BELLAMPALLI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO RBI REGULATIONS
|
CANCELLED BANKING LICENSE FROM 12-AUG-2004
12-AUG-2004
|
|
|
38
|
|
|
BERHAMPUR CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT SUBMIT CORRECT CERTIFICATE OF TRANSFER TO DEPOSITOR EDUCATION & AWARENESS FUND
|
IMPOSED PENALTY RS.3,10,000 FROM 10-NOV-2022
10-NOV-2022
|
|
|
39
|
|
|
BHADOHI URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON TRANSFER OF ELIGIBLE UNCLAIMED FUNDS TO DEPOSITOR EDUCATION AND AWARENESS FUND WITHIN PRESCRIBED PERIOD
|
IMPOSED PENALTY RS.2,00,000 FROM 14-MAY-2024
14-MAY-2024
|
|
|
40
|
|
|
BHADRADRI CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON MANAGEMENT OF ADVANCES
|
IMPOSED PENALTY RS.2,00,000 FROM 20-JAN-2022
20-JAN-2022
|
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
|
|
|
|
|
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