|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
141
|
|
BELLARY DISTRICT CO-OPERATIVE CENTRAL BANK LTD.,THE
|
|
|
VIOLATED RBI’S DIRECTIVES ON LOANS TO DIRECTORS
HELD SHARES IN OTHER CO-OPERATIVE SOCIETY IN CONTRAVENTION OF BANKING REGULATION ACT, 1949
|
IMPOSED PENALTY RS.1,50,000 FROM 19-AUG-2025
19-AUG-2025
|
|
|
142
|
|
|
BERHAMPUR CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
DID NOT ALLOCATE UNIQUE CUSTOMER IDENTIFICATION CODE (UCIC)
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CARRYING OUT PERIODIC UPDATION OF “KNOW YOUR CLIENTS” OF CUSTOMERS AS PER RISK CATEGORISATION OF CUSTOMERS AND/OR ACCOUNTS
|
IMPOSED PENALTY RS.1,00,000 FROM 21-JUN-2023
21-JUN-2023
|
|
|
143
|
|
|
BERHAMPUR CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
|
IMPOSED PENALTY RS.2,00,000 FROM 03-DEC-2020
03-DEC-2020
|
|
|
144
|
|
|
BHABHAR VIBHAG NAGARIK SAHAKARI BANK LTD.
|
|
|
SANCTIONED AND/OR RENEWED LOAN TO A RELATIVE OF ONE OF ITS DIRECTORS
|
IMPOSED PENALTY RS.50,000 FROM 30-NOV-2023
30-NOV-2023
|
|
|
145
|
|
|
BHABHAR VIBHAG NAGARIK SAHAKARI BANK LTD.
|
|
|
VIOLATED INSTRUCTIONS ON PERSISTENCE OF IRREGULARITIES OF PREVIOUS INSPECTION REPORT AND REQUIREMENT OF REPORTING OF CASH TRANSACTIONS IN EXCESS OF RS.10 LAKH TO FIU-IND,AS REQUIRED UNDER AML DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.1,00,000 FROM 25-MAR-2011
25-MAR-2011
|
|
|
146
|
|
|
BHADOHI URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CARRYING OUT PERIODIC UPDATION OF “KNOW YOUR CLIENTS” OF CUSTOMERS AS PER RISK CATEGORISATION OF CUSTOMERS AND/OR ACCOUNTS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON POLICY & PRACTICES REGARDING NOMINAL MEMBERSHIP
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
|
IMPOSED PENALTY RS.20,000 FROM 24-APR-2017
24-APR-2017
|
|
|
147
|
|
|
BHADRAN PEOPLE’S CO-OPERATIVE BANK LTD.,THE
|
|
|
ACCEPTED INTEREST-FREE DEPOSITS ACCOUNTS OTHER THAN CURRENT ACCOUNT
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.1,00,000 FROM 13-DEC-2024
13-DEC-2024
|
|
|
148
|
|
|
BHAGYODAYA FRIENDS URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT HAVE ADEQUATE CAPITAL STRUCTURE & EARNING PROSPECTS AND NOT IN A POSITION TO PAY ITS PRESENT AND/OR FUTURE DEPOSITORS IN FULL
|
CANCELLED BANKING LICENSE FROM 20-APR-2021
DIRECTED REGISTRAR OF CO-OPERATIVE SOCIETIES TO ISSUE ORDER FOR WINDING UP OF BANK AND APPOINT LIQUIDATOR FROM 20-APR-2021
20-APR-2021
|
|
|
149
|
|
|
BHAGYODAYA FRIENDS URBAN CO-OPERATIVE BANK LTD.
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE ANY INVESTMENT, INCUR ANY LIABILITIES INCLUDING BORROWAL OF FUNDS AND ACCEPTANCE OF FRESH DEPOSITS, DISBURSE OR AGREE TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE, ENTER INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS FROM 17-JAN-2019
17-JAN-2019
|
RBI VIDE ITS ORDER DATED 17/07/2019, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 18/07/2019 TO 17/10/2019
RBI VIDE ITS ORDER DATED 23/10/2019, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 18/10/2019 TO 17/04/2020
RBI VIDE ITS ORDER DATED 16/04/2020, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF TWO MONTHS TILL 17/06/2020
RBI VIDE ITS ORDER DATED 17/06/2020, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF TWO MONTHS TILL 17/08/2020
RBI VIDE ITS ORDER DATED 14/08/2020, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF TWO MONTHS TILL 17/10/2020
RBI VIDE ITS ORDER DATED 15/10/2020, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 18/10/2020 TO 17/01/2021
RBI VIDE ITS ORDER DATED 15/01/2021, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 18/01/2021 TO 17/04/2021
RBI VIDE ITS ORDER DATED 17/04/2021, DIRECTED TO CONTINUE DIRECTION APPLY TO BANK FOR FURTHER PERIOD OF ONE MONTH FROM 18/04/2021 TO 17/05/2021
|
|
150
|
|
|
BHANDARA DISTRICT CENTRAL CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI UNDER SECTION 25(1) (III) READ WITH SECTION 23 (4) OF CREDIT INFORMATION COMPANIES (REGULATION) ACT, 2005
DID NOT ADHERE TO RBI DIRECTIVES/INSTRUCTIONS/GUIDELINES ON MEMBERSHIP OF CREDIT INFORMATION COMPANIES (CICS)
|
IMPOSED PENALTY RS.13,000 FROM 20-SEP-2021
20-SEP-2021
|
|
|
151
|
|
|
BHANDARI CO-OPERATIVE BANK LTD.
|
|
|
CEASED TO BE SOLVENT
|
CANCELLED BANKING LICENSE FROM 11-NOV-2011
DIRECTED REGISTRAR OF CO-OPERATIVE SOCIETIES TO ISSUE ORDER FOR WINDING UP OF BANK AND APPOINT LIQUIDATOR FROM 11-NOV-2011
11-NOV-2011
|
|
|
152
|
|
|
BHANDARI CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON MAXIMUM LIMITS ON UNSECURED ADVANCES/LOANS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EVERGREENING OF ACCOUNTS BY CLOSING NON-PERFORMING LOANS VIOLATING INCOME RECOGNITION AND ASSET CLASSIFICATION (IRAC) AND OTHER RELATED MATTERS
|
IMPOSED PENALTY RS.5,00,000 FROM 29-JUL-2010
29-JUL-2010
|
|
|
153
|
|
|
BHARAT CO-OPERATIVE BANK (MUMBAI) LTD.
|
|
|
DID NOT PAY INTEREST ON TERM DEPOSITS WHICH WERE WITHDRAWN PREMATURELY
|
IMPOSED PENALTY RS.15,00,000 FROM 06-FEB-2026
06-FEB-2026
|
|
|
154
|
|
|
BHARAT CO-OPERATIVE BANK (MUMBAI) LTD.
|
|
|
DID NOT REPORT RBI, INCIDENTS SUCH AS UNPLANNED DOWNTIME WHICH LED TO SIGNIFICANT DISRUPTIONS IN CUSTOMER SERVICES DUE TO NON-AVAILABILITY OF BANK’S IT SYSTEMS
|
IMPOSED PENALTY RS.3,75,000 FROM 17-SEP-2025
17-SEP-2025
|
|
|
155
|
|
|
BHARAT CO-OPERATIVE BANK (MUMBAI) LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ON CLASSIFY CERTAIN LOANS AND/OR CREDIT FACILITIES AS NON-PERFORMING ASSETS IN ACCORDANCE WITH IRAC NORMS
|
IMPOSED PENALTY RS.15,00,000 FROM 18-DEC-2024
18-DEC-2024
|
|
|
156
|
|
|
BHARAT CO-OPERATIVE BANK (MUMBAI) LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.50,00,000 FROM 21-NOV-2022
21-NOV-2022
|
|
|
157
|
|
|
BHARAT CO-OPERATIVE BANK (MUMBAI) LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON INCOME RECOGNITION AND ASSET CLASSIFICATION (IRAC) NORMS AND FRAUDS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CLASSIFICATION AND REPORTING OF FRAUDS
|
IMPOSED PENALTY RS.60,00,000 FROM 27-MAY-2020
27-MAY-2020
|
|
|
158
|
|
|
BHARAT CO-OPERATIVE BANK LTD.,THE
|
|
|
SANCTIONED/ RENEWED CREDIT FACILITIES TO SECTORS HAVING HIGH LEVEL OF NON-PERFORMING ASSETS (NPAS)/ DEFAULTS
SANCTIONED FRESH LOANS AND ADVANCES NOT BACKED BY COLLATERAL SECURITY OF TERM DEPOSITS/NSCS/KVPS/INSURANCE POLICIES
OFFERED HIGHER INTEREST RATES ON DEPOSITS HIGHER THAN THOSE OFFERED BY STATE BANK OF INDIA
|
IMPOSED PENALTY RS.50,000 FROM 19-AUG-2025
19-AUG-2025
|
|
|
159
|
|
|
BHARAT CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON SINGLE BORROWER EXPOSURE LIMIT APPLICABLE FOR FRESH LOANS AND ADVANCES IN CERTAIN INSTANCES
SANCTIONED FRESH LOANS AND ADVANCES OTHER THAN LOANS AGAINST COLLATERAL SECURITY OF TERM DEPOSITS/NSCS/KVPS/INSURANCE POLICIES VIOLATING SAF DIRECTIONS
|
IMPOSED PENALTY RS.3,00,000 FROM 18-DEC-2024
18-DEC-2024
|
|
|
160
|
|
|
BHARAT CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
|
IMPOSED PENALTY RS.5,00,000 FROM 28-NOV-2022
28-NOV-2022
|
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
|
|
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Page
8
of
82
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