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S.No.
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ENTITY |
PERSONS |
REGULATORY CHARGES
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REGULATORY ACTION(S) / DATE OF ORDER
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FURTHER DEVELOPMENTS
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1
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510 ARMY BASE WORKSHOP CREDIT CO-OPERATIVE PRIMARY BANK LTD.
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DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ON COMPLIANCE IN TIME
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
DID NOT FURNISH ANY CREDIT INFORMATION TO EVEN CREDIT INFORMATION COMPANY (CIC) OF WHICH IT WAS A MEMBER
DID NOT CARRY OUT AUDIT OF INVESTMENT PORTFOLIO AND DEPOSITOR EDUCATION & AWARENESS FUND
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IMPOSED PENALTY RS.5,00,000
06-JUN-2018
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2
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A P MAHAJAN'S CO-OPERATIVE URBAN BANK LTD.,THE
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DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
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IMPOSED PENALTY RS.50,000
11-DEC-2017
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3
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A.P.RAJA RAJESWARI MAHILA CO-OPERATIVE URBAN BANK LTD.,THE
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SANCTIONED LOANS ON BULLET REPAYMENT BASIS AGAINST GOLD/SILVER ORNAMENTS BEYOND PRESCRIBED CEILING LIMIT
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IMPOSED PENALTY RS.50,000
03-MAR-2025
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4
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ABASAHEB PATIL RENDAL SAHAKARI BANK LTD.
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DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXTENSION OF FRESH LOANS AND ADVANCES CARRYING RISK WEIGHTS OF 100% AND ABOVE
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IMPOSED PENALTY RS.1,00,000
04-JUL-2024
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5
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ABHINAV SAHAKARI BANK LTD.
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CEASED TO BE SOLVENT
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CANCELLED BANKING LICENSE
DIRECTED REGISTRAR OF CO-OPERATIVE SOCIETIES TO ISSUE ORDER FOR WINDING UP OF BANK AND APPOINT LIQUIDATOR
07-FEB-2013
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6
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ABHYUDAYA CO-OPERATIVE BANK LTD.
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OBSERVED POOR GOVERNANCE STANDARDS
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SUPERSEDED BOARD OF DIRECTORS
24-NOV-2023
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7
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ABHYUDAYA CO-OPERATIVE BANK LTD.
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DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON PLACEMENT OF DEPOSITS WITH OTHER BANKS BY PRIMARY (URBAN) CO-OPERATIVE BANKS (UCBS)
DELAY IN REPORTING OF FRAUDS TO RBI AND/OR NABARD
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON MANAGEMENT OF ADVANCES
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IMPOSED PENALTY RS.58,00,000
05-MAY-2022
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8
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ABHYUDAYA CO-OPERATIVE BANK LTD.
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DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON OPERATIONAL MATTERS
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT ADHERE TO ANTI MONEY LAUNDERING (AML) DIRECTIVES/INSTRUCTIONS/GUIDELINES
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IMPOSED PENALTY RS.5,00,000
19-DEC-2012
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9
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ABHYUDAYA MAHILA URBAN CO-OPERATIVE BANK LTD.
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DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PROHIBITING LOANS & ADVANCES TO DIRECTORS & THEIR RELATIVES AND FIRMS/COMPANIES/CONCERNS IN WHICH THEY ARE INTERESTED
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IMPOSED PENALTY RS.1,00,000
05-JUN-2018
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10
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ADARSH CO-OPERATIVE BANK LTD.
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ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT ADHERE TO ANTI MONEY LAUNDERING (AML) DIRECTIVES/INSTRUCTIONS/GUIDELINES
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IMPOSED PENALTY RS.5,00,000
26-NOV-2013
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11
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ADARSH MAHILA CO-OPERATIVE BANK LTD.,THE
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SANCTIONED LOAN TO A RELATIVE OF ONE OF ITS DIRECTORS
OFFERED INTEREST RATES ON DEPOSITS FOR VARIOUS DURATIONS HIGHER THAN THAT OFFERED BY STATE BANK OF INDIA IN NON-COMPLIANCE WITH THE SAF DIRECTIONS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXTENSION OF FRESH LOANS AND ADVANCES CARRYING RISK WEIGHTS OF 100% AND ABOVE
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IMPOSED PENALTY RS.5,00,000
23-FEB-2024
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12
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ADARSH MAHILA CO-OPERATIVE BANK LTD.,THE
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CEASED TO BE SOLVENT
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CANCELLED BANKING LICENSE
15-FEB-2007
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13
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ADARSH MAHILA MERCANTILE CO-OPERATIVE BANK LTD.
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DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PROHIBITING LOANS & ADVANCES TO DIRECTORS & THEIR RELATIVES AND FIRMS/COMPANIES/CONCERNS IN WHICH THEY ARE INTERESTED
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IMPOSED PENALTY RS.1,00,000
16-MAR-2022
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14
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ADARSH MAHILA MERCANTILE CO-OPERATIVE BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON INDIVIDUAL AND GROUP EXPOSURE LIMITS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PROHIBITING LOANS & ADVANCES TO DIRECTORS & THEIR RELATIVES AND FIRMS/COMPANIES/CONCERNS IN WHICH THEY ARE INTERESTED
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IMPOSED PENALTY RS.5,00,000
10-MAR-2014
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15
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ADARSH MAHILA NAGARI SAHAKARI BANK LTD.
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DID NOT HAVE ADEQUATE CAPITAL STRUCTURE & EARNING PROSPECTS AND NOT IN A POSITION TO PAY ITS PRESENT AND/OR FUTURE DEPOSITORS IN FULL
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CANCELLED BANKING LICENSE
DIRECTED REGISTRAR OF CO-OPERATIVE SOCIETIES TO ISSUE ORDER FOR WINDING UP OF BANK AND APPOINT LIQUIDATOR
29-DEC-2023
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16
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ADARSH MAHILA NAGARI SAHAKARI BANK LTD.
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DID NOT ADHERE TO PROVISIONS OF RBI ACT, 1949
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE ANY INVESTMENT, INCUR ANY LIABILITIES INCLUDING BORROWAL OF FUNDS AND ACCEPTANCE OF FRESH DEPOSITS, DISBURSE OR AGREE TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE, ENTER INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS
23-FEB-2023
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RBI VIDE ITS ORDER DATED 24/08/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 23/02/2023 FOR FURTHER THREE MONTHS FROM 25/08/2023 TO 24/11/2023
RBI VIDE ITS ORDER DATED 21/11/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 23/02/2023 FOR FURTHER THREE MONTHS FROM 25/11/2023 TO 24/02/2024
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17
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ADARSH MAHILA NAGARI SAHAKARI BANK LTD.
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DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXPOSURE DIRECTIVES/INSTRUCTIONS/GUIDELINES AND STATUTORY/OTHER RESTRICTIONS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON BOARD OF DIRECTORS OF URBAN CO-OPERATIVE BANKS (UCBS)
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON OPENING OF ON-SITE ATMS
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IMPOSED PENALTY RS.25,00,000
01-OCT-2021
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18
|
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ADILABAD DISTRICT CO-OPERATIVE CENTRAL BANK LTD.,THE
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VIOLATED RBI’S DIRECTIVES ON LOANS TO DIRECTORS
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IMPOSED PENALTY RS.1,00,000
04-JUN-2025
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19
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ADINATH CO-OPERATIVE BANK LTD.,THE
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DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
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IMPOSED PENALTY RS.1,50,000
13-FEB-2024
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RBI VIDE ITS ORDER DATED 06/06/2025 AMALGAMATION OF THE ADINATH CO-OPERATIVE BANK LTD.,THE WITH SHRI VINAYAK SAHAKARI BANK LTD. WITH EFFECT FROM 09/06/2025
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20
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ADOOR CO-OPERATIVE URBAN BANK LTD.THE
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE ANY INVESTMENT, INCUR ANY LIABILITIES INCLUDING BORROWAL OF FUNDS AND ACCEPTANCE OF FRESH DEPOSITS, DISBURSE OR AGREE TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE, ENTER INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS
02-NOV-2018
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RBI VIDE ITS ORDER DATED 02/05/2019, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 10/05/2019 TO 09/11/2019
RBI VIDE ITS ORDER DATED 13/08/2019 MODIFIED ITS DIRECTIONS DATED 13/08/2019 BY ALLOWING DEPOSITORS TO WITHDRAW A SUM NOT EXCEEDING RS.25,000/- OF TOTAL BALANCE HELD IN EVERY SAVINGS BANK OR CURRENT ACCOUNT OR ANY OTHER DEPOSIT ACCOUNT BY WHATEVER NAME CALLED
RBI VIDE ITS ORDER DATED 05/11/2019, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 10/11/2019 TO 09/05/2020
RBI VIDE ITS ORDER DATED 29/04/2020, DIRECTED TO CONTINUE DIRECTIONS DATED 02/11/2018 FOR FURTHER PERIOD OF THREE MONTHS FROM 10/05/2020 TO 09/08/2020
RBI VIDE ITS ORDER DATED 04/08/2020, DIRECTED TO CONTINUE DIRECTIONS DATED 02/11/2018 FOR FURTHER PERIOD OF FOUR MONTHS FROM 10/08/2020 TO 09/12/2020
RBI VIDE ITS ORDER DATED 04/12/2020, DIRECTED TO CONTINUE DIRECTIONS DATED 02/11/2018 FOR FURTHER PERIOD OF SIX MONTHS FROM 10/12/2020 TO 09/06/2021
RBI VIDE ITS ORDER DATED 08/06/2021, DIRECTED TO CONTINUE DIRECTIONS DATED 02/11/2018 FOR FURTHER PERIOD OF THREE MONTHS FROM 10/06/2021 TO 09/09/2021
RBI VIDE ITS ORDER DATED 07/09/2021, DIRECTED TO CONTINUE DIRECTIONS DATED 02/11/2018 TO APPLY TO BANK FOR FURTHER THREE MONTHS FROM 10/09/2021 TO 09/12/2021
RBI VIDE ITS ORDER DATED 08/12/2021, DIRECTED TO CONTINUE DIRECTIONS DATED 02/11/2018 FURTHER THREE MONTHS FROM 10/12/2021 TO 09/03/2022
RBI VIDE ITS ORDER DATED 07/03/2022, DIRECTED TO CONTINUE DIRECTIVE DATED 02/11/2018 FOR FURTHER THREE MONTHS TILL 09/06/2022
RBI VIDE ITS ORDER DATED 09/06/2022, DIRECTED TO CONTINUE DIRECTIVE DATED 02/11/2018 FOR FURTHER THREE MONTHS FROM 10/06/2022 TO 09/09/2022
RBI VIDE ITS ORDER DATED 06/09/2022, DIRECTED TO CONTINUE DIRECTIVE DATED 02/11/2018 FOR FURTHER THREE MONTHS FROM 10/09/2022 TO 09/12/2022
RBI VIDE ITS ORDER DATED 09/12/2022, DIRECTED TO CONTINUE DIRECTIVE DATED 02/11/2018 FOR FURTHER ONE MONTH FROM 10/12/2022 TO 09/01/2023
RBI VIDE ITS ORDER DATED 10/01/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 02/11/2018 FOR FURTHER ONE MONTH FROM 10/01/2023 TO 09/02/2023
RBI VIDE ITS ORDER DATED 10/02/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 02/11/2018 FOR FURTHER ONE MONTH FROM 10/02/2023 TO 09/03/2023
RBI VIDE ITS ORDER DATED 09/03/2023, DIRECTED TO CONTINUE DIRECTIVE DATED 02/11/2018 FOR FURTHER ONE MONTH FROM 10/03/2023 TO 09/04/2023
RBI VIDE ITS ORDER DATED 10/04/2023, DIRECTED TO CONTINUE DIRECTIONS DATED 02/11/2018 FOR FURTHER ONE MONTH FROM 10/04/2023 TO 09/05/2023
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The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
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