|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
61
|
|
JAMKHED MERCHANTS CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PROHIBITING LOANS & ADVANCES TO DIRECTORS & THEIR RELATIVES AND FIRMS/COMPANIES/CONCERNS IN WHICH THEY ARE INTERESTED
|
IMPOSED PENALTY RS.5,00,000 FROM 24-NOV-2006
24-NOV-2006
|
|
|
62
|
|
|
JAMSHEDPUR URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO INSTRUCTIONS OF RBI ON SUPERVISORY ACTION FRAMEWORK (SAF)
|
IMPOSED PENALTY RS.1,00,000 FROM 10-NOV-2022
10-NOV-2022
|
|
|
63
|
|
|
JANATA URBAN CO-OP.BANK LTD.
|
|
|
DELAY IN REPORTING OF FRAUDS TO RBI AND/OR NABARD
|
IMPOSED PENALTY RS.1,00,000 FROM 15-SEP-2023
15-SEP-2023
|
|
|
64
|
|
|
JAWHAR URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO “KNOW YOUR CUSTOMER” DIRECTIVES/INSTRUCTIONS/GUIDELINES IN OPENING AND/OR OPERATING THE ACCOUNTS
|
IMPOSED PENALTY RS.1,00,000 FROM 15-SEP-2023
15-SEP-2023
|
|
|
65
|
|
|
JEYPORE CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
|
IMPOSED PENALTY RS.2,00,000 FROM 03-FEB-2026
03-FEB-2026
|
|
|
66
|
|
|
JOLARPET CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PROHIBITING LOANS & ADVANCES TO DIRECTORS & THEIR RELATIVES AND FIRMS/COMPANIES/CONCERNS IN WHICH THEY ARE INTERESTED
|
IMPOSED PENALTY RS.50,000 FROM 12-OCT-2023
12-OCT-2023
|
|
|
67
|
|
|
KALLIDAIKURICHI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
ALLOWED REFUND OF SHARE CAPITAL TO ITS MEMBERS, DESPITE ITS CRAR (CAPITAL TO RISK (WEIGHTED) ASSETS RATIO) BEING LESS THAN REGULATORY MINIMUM
|
IMPOSED PENALTY RS.50,000 FROM 27-NOV-2025
27-NOV-2025
|
|
|
68
|
|
|
KAMUTHI CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT UPLOAD KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.50,000 FROM 22-OCT-2025
22-OCT-2025
|
|
|
69
|
|
|
KARAD URBAN CO-OPERATIVE BANK LTD.
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
|
IMPOSED PENALTY RS.5,00,000 FROM 16-JUL-2012
16-JUL-2012
|
|
|
70
|
|
|
KARIMNAGAR CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT DEPOSIT PRESCRIBED AMOUNT TO MSE REFINANCE FUND MAINTAIN WITH SIDBI AGAINST SHORTFALL IN ACHIEVEMENT OF PSL TARGET FOR FY 2022-23 WITHIN PRESCRIBED TIME EVEN AFTER ISSUANCE OF CAUTIONARY LETTER
|
IMPOSED PENALTY RS.3,10,000 FROM 18-MAR-2025
18-MAR-2025
|
|
|
71
|
|
|
KENDRAPARA URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT SUBMIT CORRECT CERTIFICATE OF TRANSFER TO DEPOSITOR EDUCATION & AWARENESS FUND
|
IMPOSED PENALTY RS.50,000 FROM 10-NOV-2022
10-NOV-2022
|
|
|
72
|
|
|
KENDRAPARA URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
|
IMPOSED PENALTY RS.1,00,000 FROM 23-AUG-2022
23-AUG-2022
|
|
|
73
|
|
|
KOLHAPUR URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
VIOLATED RBI’S DIRECTIVES ON LOANS TO DIRECTORS
|
IMPOSED PENALTY RS.2,00,000 FROM 30-SEP-2024
30-SEP-2024
|
|
|
74
|
|
|
KOLHAPUR URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT CONDUCT ANNUAL REVIEW OF INOPERATIVE AND/OR DORMANT ACCOUNTS
|
IMPOSED PENALTY RS.1,00,000 FROM 17-AUG-2023
17-AUG-2023
|
|
|
75
|
|
|
KONARK URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
COLLECTED FIX PENALTY FOR SHORTFALL IN MAINTENANCE OF MINIMUM BALANCE IN SAVING BANK ACCOUNTS INSTEAD OF PROPORTIONATE TO THE EXTENT OF SHORTFALL
|
IMPOSED PENALTY RS.1,00,000 FROM 20-NOV-2023
20-NOV-2023
|
|
|
76
|
|
|
KOTTARAKARA CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
SANCTIONED/ RENEWED CREDIT FACILITIES TO SECTORS HAVING HIGH LEVEL OF NON-PERFORMING ASSETS (NPAS)/ DEFAULTS
|
IMPOSED PENALTY RS.50,000 FROM 07-OCT-2024
07-OCT-2024
|
|
|
77
|
|
|
KOVILPATTI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
ALLOWED REFUND OF SHARE CAPITAL TO ITS MEMBERS, DESPITE ITS CRAR (CAPITAL TO RISK (WEIGHTED) ASSETS RATIO) BEING LESS THAN REGULATORY MINIMUM
SANCTIONED CERTAIN LOANS WITHOUT COMPLYING WITH SHARE LINKING TO BORROWINGS NORMS, DESPITE ITS CRAR (CAPITAL TO RISK (WEIGHTED) ASSETS RATIO) BEING LESS THAN REGULATORY MINIMUM
|
IMPOSED PENALTY RS.1,00,000 FROM 10-DEC-2025
10-DEC-2025
|
|
|
78
|
|
|
KULITHALAI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
OFFERED INTEREST RATES ON DEPOSITS FOR VARIOUS DURATIONS HIGHER THAN THAT OFFERED BY STATE BANK OF INDIA IN NON-COMPLIANCE WITH THE SAF DIRECTIONS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON SINGLE BORROWER EXPOSURE LIMIT APPLICABLE FOR FRESH LOANS AND ADVANCES IN CERTAIN INSTANCES
SANCTIONED FRESH LOANS AND ADVANCES OTHER THAN LOANS AGAINST COLLATERAL SECURITY OF TERM DEPOSITS/NSCS/KVPS/INSURANCE POLICIES VIOLATING SAF DIRECTIONS
ALLOWED REFUND OF SHARE CAPITAL TO ITS MEMBERS, DESPITE ITS LAST
ASSESSED CRAR (CAPITAL TO RISK (WEIGHTED) ASSETS RATIO) BEING BELOW 9%
|
IMPOSED PENALTY RS.1,00,000 FROM 04-DEC-2024
04-DEC-2024
|
|
|
79
|
|
|
LIMBASI URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
VIOLATED INSTRUCTIONS ON PERSISTENCE OF IRREGULARITIES OF PREVIOUS INSPECTION REPORT AND REQUIREMENT OF REPORTING OF CASH TRANSACTIONS IN EXCESS OF RS.10 LAKH TO FIU-IND,AS REQUIRED UNDER AML DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.1,00,000 FROM 05-MAY-2011
05-MAY-2011
|
|
|
80
|
|
|
MAHABALESHWAR URBAN CO-OPERATIVE BANK LTD.THE,
|
|
|
SANCTIONED UNSECURED ADVANCES BEYOND PRESCRIBED REGULATORY LIMIT
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ON SHARE LINKING DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.2,00,000 FROM 08-JUL-2024
08-JUL-2024
|
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
|
|
|
|
|
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