|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
141
|
|
PUSAD URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
REGULARISED NON-PERFORMING ACCOUNTS (NPAS) WITHOUT REPAYMENT THROUGH GENUINE SOURCES
OPENED SEVERAL SAVINGS DEPOSIT ACCOUNTS IN THE NAME OF INELIGIBLE ENTITIES
OFFERED INTEREST RATES ON CERTAIN DEPOSITS FOR VARIOUS DURATIONS HIGHER THAN THOSE OFFERED BY SBI IN NON-COMPLIANCE WITH SAF DIRECTIONS
|
IMPOSED PENALTY RS.7,50,000 FROM 02-MAY-2025
02-MAY-2025
|
|
|
142
|
|
|
PUSAD URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
OFFERED INTEREST RATES ON CERTAIN DEPOSITS FOR VARIOUS DURATIONS HIGHER THAN THOSE OFFERED BY SBI IN NON-COMPLIANCE WITH SAF DIRECTIONS
|
IMPOSED PENALTY RS.2,50,000 FROM 28-JUN-2024
28-JUN-2024
|
|
|
143
|
|
|
PUSAD URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.2,50,000 FROM 08-FEB-2024
08-FEB-2024
|
|
|
144
|
|
|
RAJ LAXMI MAHILA URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
SANCTIONED FRESH LOANS AND ADVANCES TO SINGLE BORROWERS IN EXCESS OF 50% OF APPLICABLE REGULARITY LIMITS
|
IMPOSED PENALTY RS.5,00,000 FROM 08-APR-2024
08-APR-2024
|
|
|
145
|
|
|
RAJ LAXMI MAHILA URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES FOR GRANTING UNSECURED CREDIT FACILITIES
|
IMPOSED PENALTY RS.1,00,000 FROM 18-SEP-2012
18-SEP-2012
|
|
|
146
|
|
|
RAJAPALAYAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
EXTENDED LOANS TO ITS DIRECTORS AND/OR RELATIVE OF THE DIRECTORS
SANCTIONED LOANS TO NOMINAL MEMBERS WHERE LOAN AMOUNT IN EACH CASE EXCEEDED THE APPLICABLE CEILING
|
IMPOSED PENALTY RS.75,000 FROM 28-FEB-2024
28-FEB-2024
|
|
|
147
|
|
|
RAJASTHAN URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON INDIVIDUAL AND GROUP EXPOSURE LIMITS
|
IMPOSED PENALTY RS.1,00,000 FROM 18-SEP-2012
18-SEP-2012
|
|
|
148
|
|
|
RAJPUTANA MAHILA URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT PROVIDE RECORDS/INFORMATION/STATEMENTS OF ACCOUNTS OF VARIOUS HEADS AND VOUCHERS WITH SUPPORTING DOCUMENTS ETC. FOR VERIFICATION
|
IMPOSED PENALTY RS.2,00,000 FROM 08-OCT-2013
08-OCT-2013
|
|
|
149
|
|
|
RAMANAGARAM URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
|
IMPOSED PENALTY RS.75,000 FROM 11-JUN-2024
11-JUN-2024
|
|
|
150
|
|
|
RAMANATHAPURAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.50,000 FROM 07-FEB-2025
07-FEB-2025
|
|
|
151
|
|
|
RANI LAXMIBAI URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO CERTAIN DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI UNDER SUPERVISORY ACTION FRAMEWARK
|
IMPOSED PENALTY RS.5,00,000 FROM 29-AUG-2022
29-AUG-2022
|
|
|
152
|
|
|
RATNAGIRI URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON ROBUST SOFTWARE TO THROW ALERTS AS PART OF EFFECTIVE IDENTIFICATION OF ACCOUNTS, MONITORING AND/OR REPORTING OF SUSPICIOUS TRANSACTIONS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CARRYING OUT PERIODIC UPDATION OF “KNOW YOUR CLIENTS” OF CUSTOMERS AS PER RISK CATEGORISATION OF CUSTOMERS AND/OR ACCOUNTS
|
IMPOSED PENALTY RS.2,00,000 FROM 17-AUG-2023
17-AUG-2023
|
|
|
153
|
|
|
RAVI COMMERCIAL URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON INTEREST RATE ON DEPOSITS
|
IMPOSED PENALTY RS.1,00,000 FROM 16-SEP-2022
16-SEP-2022
|
|
|
154
|
|
|
SAHYOG URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON TRANSFER OF ELIGIBLE UNCLAIMED FUNDS TO DEPOSITOR EDUCATION AND AWARENESS FUND WITHIN PRESCRIBED PERIOD
|
IMPOSED PENALTY RS.1,50,000 FROM 21-OCT-2024
21-OCT-2024
|
|
|
155
|
|
|
SALEM URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
SANCTIONED NON-AGRICULTURAL LOANS TO MEMBERS,WHO HAD PREVIOUSLY AVAILED COMPROMISE SETTLEMENTS, WITHOUT ADHERING TO THE PRESCRIBED MINIMUM COOLING PERIOD
|
IMPOSED PENALTY RS.50,000 FROM 26-DEC-2025
26-DEC-2025
|
|
|
156
|
|
|
SALEM URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
VIOLATED RBI’S DIRECTIVES ON LOANS TO DIRECTORS
SANCTIONED UNSECURED ADVANCES BEYOND PRESCRIBED REGULATORY LIMIT
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.1,75,000 FROM 07-FEB-2025
07-FEB-2025
|
|
|
157
|
|
|
SANTRAMPUR URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT PAY APPLICABLE INTEREST ON MATURITY AMOUNT OF UNPAID MATURED TERM DEPOSITS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CARRYING OUT PERIODIC UPDATION OF “KNOW YOUR CLIENTS” OF CUSTOMERS AS PER RISK CATEGORISATION OF CUSTOMERS AND/OR ACCOUNTS
|
IMPOSED PENALTY RS.1,00,000 FROM 27-MAR-2025
27-MAR-2025
|
|
|
158
|
|
|
SANTRAMPUR URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DEFAULTED IN MAINTENANCE OF CASH RESERVE RATIO
DEFAULT IN MAINTENANCE OF STATUTORY LIQUIDITY RATIO (SLR)
|
IMPOSED PENALTY RS.2,00,000 FROM 09-NOV-2022
09-NOV-2022
|
|
|
159
|
|
|
SAWAI MADHOPUR URBAN CO-OPERATIVE BANK LTD.
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES PERTAINING TO CEILING ON UNSECURED ADVANCES APPLICABLE TO URBAN CO-OPERATIVE BANKS (UCBS)
|
IMPOSED PENALTY RS.1,00,000 FROM 08-AUG-2011
08-AUG-2011
|
|
|
160
|
|
|
SAWANTWADI URBAN CO-OPERATIVE BANK LTD. (NOW AMALGAMATION WITH TJSB SAHAKARI BANK LTD.)
|
|
|
DID NOT ADHERE TO INSTRUCTIONS OF RBI ON SUPERVISORY ACTION FRAMEWORK (SAF)
|
IMPOSED PENALTY RS.3,00,000 FROM 29-MAY-2023
29-MAY-2023
|
RBI VIDE ITS ORDER DATED 09/05/2025 APPROVED THE AMALGAMATION OF SAWANTWADI URBAN CO-OPERATIVE BANK LTD. WITH TJSB SAHAKARI BANK LTD. WITH EFFECT FROM 13/05/2025
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
|
|
|
|
|
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