|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
161
|
|
SAWANTWADI URBAN CO-OPERATIVE BANK LTD. (NOW AMALGAMATION WITH TJSB SAHAKARI BANK LTD.)
|
|
|
DID NOT ADHERE TO INSTRUCTIONS OF RBI ON SUPERVISORY ACTION FRAMEWORK (SAF)
|
IMPOSED PENALTY RS.1,00,000 FROM 15-JUL-2021
15-JUL-2021
|
RBI VIDE ITS ORDER DATED 09/05/2025 APPROVED THE AMALGAMATION OF SAWANTWADI URBAN CO-OPERATIVE BANK LTD. WITH TJSB SAHAKARI BANK LTD. WITH EFFECT FROM 13/05/2025
|
|
162
|
|
|
SEVALIA URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
GRANTED UNSECURED LOANS TO DIRECTOR AND/OR THEIR PROPRIETORSHIP FIRM
|
IMPOSED PENALTY RS.50,000 FROM 18-SEP-2023
18-SEP-2023
|
|
|
163
|
|
|
SHEVAPET URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
|
IMPOSED PENALTY RS.50,000 FROM 23-OCT-2025
23-OCT-2025
|
|
|
164
|
|
|
SHILLONG CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RISK CATEGORIZATION OF ACCOUNTS
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CARRYING OUT PERIODIC UPDATION OF “KNOW YOUR CLIENTS” OF CUSTOMERS AS PER RISK CATEGORISATION OF CUSTOMERS AND/OR ACCOUNTS
|
IMPOSED PENALTY RS.1,00,000 FROM 08-FEB-2024
08-FEB-2024
|
|
|
165
|
|
|
SHOLINGHUR CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.1,00,000 FROM 26-MAR-2025
26-MAR-2025
|
|
|
166
|
|
|
SHREE BALAJI URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT DEPOSIT PRESCRIBED AMOUNT TO MSE REFINANCE FUND MAINTAIN WITH SIDBI AGAINST SHORTFALL IN ACHIEVEMENT OF PSL TARGET FOR FY 2022-23 WITHIN PRESCRIBED TIME EVEN AFTER ISSUANCE OF CAUTIONARY LETTER
|
IMPOSED PENALTY RS.1,10,000 FROM 13-FEB-2025
13-FEB-2025
|
|
|
167
|
|
|
SHRI CHHATRAPATI RAJARSHI SHAHU URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CLASSIFICATION AND REPORTING OF FRAUDS
|
IMPOSED PENALTY RS.6,00,000 FROM 15-JUL-2022
15-JUL-2022
|
|
|
168
|
|
|
SHRI LAXMIKRUPA URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CARRYING OUT PERIODIC UPDATION OF “KNOW YOUR CLIENTS” OF CUSTOMERS AS PER RISK CATEGORISATION OF CUSTOMERS AND/OR ACCOUNTS
|
IMPOSED PENALTY RS.1,00,000 FROM 20-NOV-2023
20-NOV-2023
|
|
|
169
|
|
|
SHRI MAHAVIR URBAN CO-OPERATIVE BANK LTD.
|
|
|
VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON INDIVIDUAL AND GROUP EXPOSURE LIMITS
|
IMPOSED PENALTY RS.1,00,000 FROM 26-SEP-2011
26-SEP-2011
|
|
|
170
|
|
|
SHRI PAROLA URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PROHIBITING LOANS & ADVANCES TO DIRECTORS & THEIR RELATIVES AND FIRMS/COMPANIES/CONCERNS IN WHICH THEY ARE INTERESTED
|
IMPOSED PENALTY RS.1,00,000 FROM 11-DEC-2007
11-DEC-2007
|
|
|
171
|
|
|
SIDDHESHWAR URBAN CO-OPERATIVE BANK MARYADIT
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON PRUDENTIAL INTER-BANK (GROSS) EXPOSURE LIMITS AND/OR INTER-BANK COUNTER PARTY EXPOSURE LIMITS
|
IMPOSED PENALTY RS.50,000 FROM 02-MAY-2025
02-MAY-2025
|
|
|
172
|
|
|
SIND CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT DEPOSIT PRESCRIBED AMOUNT TO MSE REFINANCE FUND MAINTAIN WITH SIDBI AGAINST SHORTFALL IN ACHIEVEMENT OF PSL TARGET FOR FY 2022-23 WITHIN PRESCRIBED TIME EVEN AFTER ISSUANCE OF CAUTIONARY LETTER
|
IMPOSED PENALTY RS.1,30,000 FROM 18-MAR-2025
18-MAR-2025
|
|
|
173
|
|
|
SIVAKASI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.50,000 FROM 03-JAN-2025
03-JAN-2025
|
|
|
174
|
|
|
SREE HARIHARESHWARA URBAN CO-OPERATIVE BANK LTD.
|
|
|
DELAY IN SUBMITTING STATUTORY RETURNS TO RBI
|
IMPOSED PENALTY RS.50,000 FROM 06-MAY-2025
06-MAY-2025
|
|
|
175
|
|
|
SREENIVASA PADMAVATHI CO-OPERATIVE URBAN BANK LTD.
|
|
|
DID NOT DEPOSIT PRESCRIBED AMOUNT TO MSE REFINANCE FUND MAINTAIN WITH SIDBI AGAINST SHORTFALL IN ACHIEVEMENT OF PSL TARGET FOR FY 2022-23 WITHIN PRESCRIBED TIME EVEN AFTER ISSUANCE OF CAUTIONARY LETTER
|
IMPOSED PENALTY RS.1,20,000 FROM 18-MAR-2025
18-MAR-2025
|
|
|
176
|
|
|
SRI BHARATHI CO-OPERATIVE URBAN BANK LTD.
|
|
|
VIOLATED RBI’S DIRECTIVES ON LOANS TO DIRECTORS
DID NOT ENSURE THAT SMALL VALUE LOANS COMPRISED AT LEAST 40% OF ITS AGGREGATE LOANS AND ADVANCES
|
IMPOSED PENALTY RS.1,50,000 FROM 25-JUN-2026
25-JUN-2026
|
|
|
177
|
|
|
SRIRANGAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
SANCTIONED LOAN TO A RELATIVE OF ONE OF ITS DIRECTORS
SANCTIONED CREDIT FACILITIES TO SECTORS HAVING HIGH PROPORTION OF NON-PERFORMING ASSETS AND FRESH LOANS & ADVANCES CARRYING RISK WEIGHTS MORE THAN 100% VIOLATING DIRECTIONS ISSUED UNDER SUPERVISORY ACTION FRAMEWORK (SAF)
|
IMPOSED PENALTY RS.1,50,000 FROM 05-NOV-2024
05-NOV-2024
|
|
|
178
|
|
|
STAMBHADRI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
EXTENDED LOANS TO ITS DIRECTORS AND/OR RELATIVE OF THE DIRECTORS
|
IMPOSED PENALTY RS.50,000 FROM 19-DEC-2023
19-DEC-2023
|
|
|
179
|
|
|
STANDARD URBAN CO-OPERATIVE BANK LTD.
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON TRANSFER OF ELIGIBLE UNCLAIMED FUNDS TO DEPOSITOR EDUCATION AND AWARENESS FUND WITHIN PRESCRIBED PERIOD
|
IMPOSED PENALTY RS.50,000 FROM 19-MAR-2024
19-MAR-2024
|
|
|
180
|
|
|
STERLING URBAN CO-OPERATIVE BANK LTD.
|
|
|
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
DID NOT ADHERE TO ANTI MONEY LAUNDERING (AML) DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.2,00,000 FROM 23-JUL-2012
23-JUL-2012
|
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
|
|
|
|
|
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