|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
1
|
|
ANDHRA PRAGATHI GRAMEENA BANK
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ON CLASSIFY CERTAIN LOANS AND/OR CREDIT FACILITIES AS NON-PERFORMING ASSETS IN ACCORDANCE WITH IRAC NORMS
|
IMPOSED PENALTY RS.1,00,000
10-OCT-2024
|
|
|
2
|
|
|
ARUNACHAL PRADESH RURAL BANK
|
|
|
DID NOT CLASSIFY CERTAIN LOAN ACCOUNTS AS NON-PERFORMING ASSETS (NPAS) RESULTING INTO DIVERGENCE IN ASSET CLASSIFICATION OF LOAN ACCOUNTS
ALLOTTED MULTIPLE CUSTOMER IDENTIFICATION CODES TO SAME CUSTOMERS
|
IMPOSED PENALTY RS.14,00,000
03-OCT-2024
|
|
|
3
|
|
|
ARUNACHAL PRADESH RURAL BANK
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI IN RELATION TO INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING DIRECTIVES/INSTRUCTIONS/GUIDELINES
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ON EXPOSURE LIMITS FOR SINGLE INVESTMENT
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ON PRUDENTIAL DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.42,00,000
28-NOV-2022
|
|
|
4
|
|
|
ARYAVART BANK
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON TRANSFER OF ELIGIBLE UNCLAIMED FUNDS TO DEPOSITOR EDUCATION AND AWARENESS FUND WITHIN PRESCRIBED PERIOD
|
IMPOSED PENALTY RS.36,40,000
28-MAR-2025
|
|
|
5
|
|
|
KARNATAKA GRAMIN BANK
|
|
|
DID NOT CLASSIFY CERTAIN LOAN ACCOUNTS AS NON-PERFORMING ASSET IN TERMS OF INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING NORMS
|
IMPOSED PENALTY RS.1,00,000
26-MAR-2025
|
|
|
6
|
|
|
MAHARASHTRA GRAMIN BANK
|
|
|
DELAY IN REPORTING OF FRAUDS TO RBI AND/OR NABARD
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON CARRYING OUT PERIODIC UPDATION OF KYC (KNOW YOUR CLIENTS) OF CERTAIN CUSTOMERS WITHIN PRESCRIBED PERIODICITY
|
IMPOSED PENALTY RS.4,20,000
12-AUG-2025
|
|
|
7
|
|
|
MANIPUR RURAL BANK
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ON CLASSIFY CERTAIN LOANS AND/OR CREDIT FACILITIES AS NON-PERFORMING ASSETS IN ACCORDANCE WITH IRAC NORMS
|
IMPOSED PENALTY RS.10,000
11-MAY-2023
|
|
|
8
|
|
|
MIZORAM RURAL BANK
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ON CLASSIFY CERTAIN LOANS AND/OR CREDIT FACILITIES AS NON-PERFORMING ASSETS IN ACCORDANCE WITH IRAC NORMS
|
IMPOSED PENALTY RS.5,00,000
10-MAY-2023
|
|
|
9
|
|
|
ODISHA GRAMYA BANK
|
|
|
DID NOT CLASSIFY CERTAIN LOAN ACCOUNTS AS NON-PERFORMING ASSETS (NPAS) RESULTING INTO DIVERGENCE IN ASSET CLASSIFICATION OF LOAN ACCOUNTS
|
IMPOSED PENALTY RS.1,50,000
09-APR-2024
|
|
|
10
|
|
|
PUNJAB GRAMIN BANK
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON TRANSFER OF ELIGIBLE UNCLAIMED FUNDS TO DEPOSITOR EDUCATION AND AWARENESS FUND WITHIN PRESCRIBED PERIOD
|
IMPOSED PENALTY RS.36,40,000
26-DEC-2024
|
|
|
11
|
|
|
SAPTAGIRI GRAMEENA BANK
|
|
|
ALLOWED OPERATIONS AND DID NOT CLOSE SEVERAL ACCOUNTS OPEN USING OTP BASED E-KYC IN NON-FACE-TO-FACE MODE, EVEN AFTER EXPIRY OF ONE YEAR WITHOUT CONDUCTING CUSTOMER DUE DILIGENCE PROCEDURE
|
IMPOSED PENALTY RS.5,00,000
17-MAR-2011
|
|
|
12
|
|
|
TRIPURA GRAMIN BANK
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ON CLASSIFY CERTAIN LOANS AND/OR CREDIT FACILITIES AS NON-PERFORMING ASSETS IN ACCORDANCE WITH IRAC NORMS
|
IMPOSED PENALTY RS.2,00,000
10-MAY-2023
|
|
|
13
|
|
|
TUNGABHADRA GRAMIN BANK
|
|
|
DEFAULTED IN MAINTENANCE OF CASH RESERVE RATIO
|
IMPOSED PENALTY RS.1,909
10-AUG-2005
|
|
|
14
|
|
|
UTTARAKHAND GRAMEEN BANK,THE
|
|
|
DELAY IN TRANSFER OF ELIGIBLE UNCLAIMED DEPOSITS TO DEPOSITOR EDUCATION & AWARENESS FUND
|
IMPOSED PENALTY RS.5,00,000
27-MAR-2024
|
|
|
15
|
|
|
VANANCHAL GRAMIN BANK
|
|
|
VIOLATED BRANCH LICENSING DIRECTIVES/INSTRUCTIONS/GUIDELINES
|
IMPOSED PENALTY RS.50,000
10-APR-2015
|
|
|
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
|
