|
S.No.
|
ENTITY |
PERSONS |
REGULATORY CHARGES
|
REGULATORY ACTION(S) / DATE OF ORDER
|
FURTHER DEVELOPMENTS
|
|
1
|
|
ARAKONAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT TRANSFER 20% OF ITS NET PROFIT TO STATUTORY RESERVE
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
SANCTIONED LOANS ON BULLET REPAYMENT BASIS AGAINST GOLD/SILVER ORNAMENTS BEYOND PRESCRIBED CEILING LIMIT
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI ON “KNOW YOUR CLIENTS” REQUIREMENTS
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.2,50,000 FROM 15-DEC-2025
15-DEC-2025
|
|
|
2
|
|
|
DR.JAIPRAKASH MUNDADA URBAN CO-OPERATIVE BANK LTD.
|
|
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SANCTIONED LOANS ON BULLET REPAYMENT BASIS AGAINST GOLD/SILVER ORNAMENTS BEYOND PRESCRIBED CEILING LIMIT
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
|
IMPOSED PENALTY RS.1,00,000 FROM 04-APR-2024
04-APR-2024
|
|
|
3
|
|
|
HINDUSTHAN CO-OPERATIVE BANK LTD.,THE
|
|
|
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON BREACH OF PRESCRIBED INDIVIDUAL BORROWER EXPOSURE LIMIT
ALLOTTED MULTIPLE CUSTOMER IDENTIFICATION CODES TO SAME CUSTOMERS
|
IMPOSED PENALTY RS.4,00,000 FROM 24-JUL-2024
24-JUL-2024
|
|
|
4
|
|
|
METTUPALAYAM CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
VIOLATED RBI’S DIRECTIVES ON LOANS TO DIRECTORS
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
|
IMPOSED PENALTY RS.1,50,000 FROM 11-NOV-2025
11-NOV-2025
|
|
|
5
|
|
|
PATTUKOTTAI CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
DID NOT TRANSFER 20% OF ITS NET PROFIT TO STATUTORY RESERVE
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.1,50,000 FROM 05-DEC-2025
05-DEC-2025
|
|
|
6
|
|
|
SHEVAPET URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
|
IMPOSED PENALTY RS.50,000 FROM 23-OCT-2025
23-OCT-2025
|
|
|
7
|
|
|
SHOLINGHUR CO-OPERATIVE URBAN BANK LTD.,THE
|
|
|
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
DELAY IN UPLOADING KNOW YOUR CLIENTS (KYC) RECORDS OF CERTAIN CUSTOMERS’ ACCOUNTS ON CENTRAL KNOW YOUR CLIENTS (KYC) RECORDS REGISTRY
|
IMPOSED PENALTY RS.1,00,000 FROM 26-MAR-2025
26-MAR-2025
|
|
|
8
|
|
|
YAVATMAL URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DELAY IN REPORTING INFORMATION ON CERTAIN BORROWERS CLASSIFIED AS WILFUL DEFAULTERS TO CREDIT INFORMATION COMPANIES
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
|
IMPOSED PENALTY RS.2,25,000 FROM 04-DEC-2025
04-DEC-2025
|
|
|
9
|
|
|
YAVATMAL URBAN CO-OPERATIVE BANK LTD.,THE
|
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES OF RBI ON EXTENSION OF FRESH LOANS AND ADVANCES CARRYING RISK WEIGHTS OF 100% AND ABOVE
SANCTIONED LOANS TO NOMINAL MEMBERS BEYOND PRESCRIBED REGULATORY LIMIT
|
IMPOSED PENALTY RS.5,00,000 FROM 26-DEC-2024
26-DEC-2024
|
|
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The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
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