| S.No. |
ENTITY |
REGULATORY CHARGES |
REGULATORY ACTION(S) / DATE OF ORDER |
FURTHER DEVELOPMENTS |
| 41 |
|
DMI HOUSING FINANCE PVT.LTD.
|
|
DID NOT ADHERE TO HOUSING FINANCE COMPANIES (NHB) DIRECTIVES/INSTRUCTIONS/GUIDELINES, 2010
VIOLATED POLICY CIRCULAR
DID NOT ADHERE TO GUIDELINES ON ISSUANCE OF NCDS ON PRIVATE PLACEMENT BASIS UNDER HOUSING FINANCE COMPANIES (NHB) DIRECTIVES/INSTRUCTIONS/GUIDELINES, 2014
|
IMPOSED PENALTY RS.2355000
30-APR-2021
|
|
| 42 |
|
|
ESSEL FINANCE HOME LOANS LTD.
|
|
DID NOT ADHERE TO HOUSING FINANCE COMPANIES (NHB) DIRECTIVES/INSTRUCTIONS/GUIDELINES, 2010
|
IMPOSED PENALTY RS.5000
31-JAN-2020
|
|
| 43 |
|
|
FAMILY HOME FINANCE PVT.LTD.
|
|
DID NOT DO REVIEW OF RISK CATEGORISATION OF ITS CUSTOMERS
DID NOT DO RISK CATEGORISATION OF ITS CUSTOMERS
DID NOT CONDUCT PERIODIC UPDATION OF “KNOW YOUR CLIENTS” OF ITS
CUSTOMERS
|
IMPOSED PENALTY RS.50000
17-OCT-2024
|
|
| 44 |
|
|
FASTTRACK HOUSING FINANCE PVT.LTD.
|
|
DELAYED SUBMISSION OF QUARTERLY RETURN
|
IMPOSED PENALTY RS.1000
31-JAN-2020
|
|
| 45 |
|
|
FASTTRACK HOUSING FINANCE PVT.LTD.
|
|
DELAYED SUBMISSION ASSET LIABILITIES MANAGEMENT (ALM) RETURN
|
IMPOSED PENALTY RS.2000
31-JAN-2020
|
|
| 46 |
|
|
FASTTRACK HOUSING FINANCE PVT.LTD.
|
|
DID NOT ADHERE TO PROVISION OF SECTION 29C OF NHB ACT, 1987
|
IMPOSED PENALTY RS.5000
28-FEB-2021
|
|
| 47 |
|
|
FASTTRACK HOUSING FINANCE PVT.LTD.
|
|
DELAYED SUBMISSION OF ANNUAL RETURN
DELAYED SUBMISSION OF HALF-YEARLY RETURN
DID NOT ADHERE TO PROVISION OF PARA 44 OF HOUSING FINANCE COMPANIES (NHB) DIRECTIVES/INSTRUCTIONS/GUIDELINES, 2010
|
IMPOSED PENALTY RS.2000
31-OCT-2018
|
|
| 48 |
|
|
FIVE STAR HOUSING PVT.LTD.
|
|
DID NOT ADHERE TO NHB'S POLICY
|
IMPOSED PENALTY RS.15000
30-NOV-2019
|
|
| 49 |
|
|
FULLERTON INDIA HOME FINANCE CO.LTD.
|
|
DID NOT ADHERE TO PROVISIONS OF PARA 22 AND 27A OF HOUSING FINANCE COMPANIES (NHB) DIRECTIVES/INSTRUCTIONS/GUIDELINES, 2010
|
IMPOSED PENALTY RS.10000
30-NOV-2020
|
|
| 50 |
|
|
GIC HOUSING FINANCE LTD.
|
|
DID NOT ADHERE TO HOUSING FINANCE COMPANIES (NHB) DIRECTIVES/INSTRUCTIONS/GUIDELINES, 2010
DID NOT ADHERE TO PROVISIONS OF HOUSING FINANCE COMPANIES-CORPORATE GOVERNANCE (NHB) DIRECTIVES/INSTRUCTIONS/GUIDELINES, 2016
VIOLATED POLICY CIRCULAR
|
IMPOSED PENALTY RS.15000
31-JAN-2020
|
|
| 51 |
|
|
GIC HOUSING FINANCE LTD.
|
|
DELAYED SUBMISSION OF HALF-YEARLY RETURN
|
IMPOSED PENALTY RS.1000
30-APR-2020
|
|
| 52 |
|
|
GIC HOUSING FINANCE LTD.
|
|
DELAYED SUBMISSION OF ANNUAL RETURN
DID NOT SUBMIT ANNUAL RETURN
|
IMPOSED PENALTY RS.16000
28-FEB-2021
|
|
| 53 |
|
|
GIC HOUSING FINANCE LTD.
|
|
VIOLATED POLICY CIRCULAR
|
IMPOSED PENALTY RS.5000
31-AUG-2018
|
|
| 54 |
|
|
GIC HOUSING FINANCE LTD.
|
|
DID NOT ADHERE TO PROVISION OF PARA 2(1)(V) OF HOUSING FINANCE COMPANIES (NHB) DIRECTIVES/INSTRUCTIONS/GUIDELINES, 2010
|
IMPOSED PENALTY RS.3415000
31-MAR-2019
|
|
| 55 |
|
|
GIC HOUSING FINANCE LTD.
|
|
VIOLATED NHB DIRECTIVES/INSTRUCTIONS/GUIDELINES 2010
|
IMPOSED PENALTY RS.1000
31-DEC-2016
|
|
| 56 |
|
|
GODREJ HOUSING FINANCE LTD.
|
|
DID NOT MAKE DISCLOSURE OF THE APPROACH FOR GRADATION OF RISK AND RATIONALE FOR CHARGING DIFFERENT RATE OF INTEREST TO DIFFERENT CATEGORIES OF BORROWERS, TO ITS CUSTOMERS IN THE APPLICATION FORMS AND DID NOT COMMUNICATE THE SAME EXPLICITLY IN THE SANCTION LETTERS
|
IMPOSED PENALTY RS.500000
30-SEP-2024
|
|
| 57 |
|
|
GRUH FINANCE LTD.
|
|
DID NOT ADHERE TO PROVISION OF SECTION 29B OF NHB ACT, 1987
|
IMPOSED PENALTY RS.3663942
31-AUG-2018
|
|
| 58 |
|
|
GRUH FINANCE LTD.
|
|
DID NOT ADHERE TO DIRECTIVES/INSTRUCTIONS/GUIDELINES FOR HOUSING FINANCE COMPANIES
|
IMPOSED PENALTY RS.4000
31-DEC-2016
|
NOT APPEARING IN THE LIST DATED 31/08/2018
|
| 59 |
|
|
HABITAT MICRO BUILD INDIA HOUSING FINANCE CO.PVT.LTD.
|
|
DID NOT OBTAIN PRIOR WRITTEN PERMISSION OF RBI FOR CHANGE IN MANAGEMENT RESULTING IN CHANGE IN MORE THAN 30% OF THE DIRECTORS, EXCLUDING INDEPENDENT DIRECTORS
|
IMPOSED PENALTY RS.50000
31-MAR-2025
|
|
| 60 |
|
|
HABITAT MICRO BUILD INDIA HOUSING FINANCE CO.PVT.LTD.
|
|
DID NOT SUBMIT HALF-YEARLY RETURN
|
IMPOSED PENALTY RS.1000
31-DEC-2016
|
|
| The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column. |
| |
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| Page 3 of 10
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