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Wilful Defaulters

Bank-wise wilful defaults (Rs.25 lacs & above)

Database Coverage:
Suit Filed Accounts: 31/12/2014 to 30/09/2025
Non-Suit Filed Accounts: 31/03/2025 to 31/03/2025
Bank Name Outstanding Amount (Rs.crore)
PUNJAB NATIONAL BANK 92,811.91
STATE BANK OF INDIA 90,142.40
UNION BANK OF INDIA 45,617.67
KOTAK MAHINDRA BANK LTD. 38,588.56
IDBI BANK LTD. 28,432.98
BANK OF BARODA 26,674.88
CANARA BANK 23,963.04
BANK OF INDIA 17,051.71
UCO BANK 15,383.84
UNITY SMALL FINANCE BANK LTD. 13,666.05
INDIAN OVERSEAS BANK 11,105.71
BANK OF MAHARASHTRA 7,252.79
TAMILNAD MERCANTILE BANK LTD. 6,553.23
ICICI BANK LTD. 5,599.31
RARE ASSET RECONSTRUCTION LTD. 5,437.20
FEDERAL BANK LTD.,THE 4,142.15
INVENT ASSETS SECURITISATION & RECONSTRUCTION PVT.LTD. 3,033.03
AXIS BANK LTD. 2,958.72
LIFE INSURANCE CORP.OF INDIA 2,619.44
KARNATAKA BANK LTD.,THE 2,574.13
RELIGARE FINVEST LTD. 2,232.26
YES BANK LTD. 1,744.96
PUNJAB & SIND BANK 1,542.89
PRUDENT ARC LTD. 1,397.75
INDIAN BANK 1,374.52
ALCHEMIST ASSET RECONSTRUCTION CO.LTD. 1,250.36
ASSETS CARE & RECONSTRUCTION ENTERPRISE LTD. 1,168.56
CITIBANK N.A. 1,143.66
MAXIMUS ARC LTD. 875.69
STANDARD CHARTERED BANK 823.47
ASSET RECONSTRUCTION CO.(INDIA) LTD. 816.82
SBI FACTORS LTD. 771.98
AU SMALL FINANCE BANK LTD. 729.00
RELIANCE ASSET RECONSTRUCTION CO.LTD. 716.04
HDFC BANK LTD. 639.00
SOUTH INDIAN BANK LTD.,THE 630.50
ABHYUDAYA CO-OPERATIVE BANK LTD. 524.33
INDUSIND BANK LTD. 515.37
REC LTD. 416.21
COSMOS CO-OPERATIVE BANK LTD.,THE 336.93
UV ASSET RECONSTRUCTION CO.LTD. 328.33
OMKARA ASSETS RECONSTRUCTION PVT.LTD. 250.40
INDIAN RENEWABLE ENERGY DEVELOPMENT AGENCY LTD. 233.97
JANASEVA SAHAKARI BANK LTD. 223.31
PRIDHVI ASSET RECONSTRUCTION & SECURITISATION CO.LTD. 214.08
PHOENIX ARC PVT.LTD. 209.28
TUMKUR GRAIN MERCHANTS CO-OPERATIVE BANK LTD. 130.10
BOMBAY MERCANTILE CO-OPERATIVE BANK LTD. 113.18
CITY UNION BANK LTD. 111.22
RBL BANK LTD. 107.87
ASREC (INDIA) LTD. 98.16
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 85.57
IFCI LTD. 83.81
SARASWAT CO-OPERATIVE BANK LTD.,THE 68.77
JANAKALYAN SAHAKARI BANK LTD. 67.86
DBS BANK INDIA LTD. 67.62
NKGSB CO-OPERATIVE BANK LTD. 63.05
IDFC FIRST BANK LTD. 57.22
JIVAN COMMERCIAL CO-OPERATIVE BANK LTD. 56.93
GP PARSIK SAHAKARI BANK LTD. 52.38
JANA SMALL FINANCE BANK LTD. 52.16
DCB BANK LTD. 50.25
AHMEDABAD MERCANTILE CO-OPERATIVE BANK LTD.,THE 44.40
SBPP CO OPERATIVE BANK LTD 44.11
DOHA BANK QSC 39.38
JANATA SAHAKARI BANK LTD.,PUNE 38.63
DEUTSCHE BANK A.G. 31.84
HEWLETT PACKARD FINANCIAL SERVICES (INDIA) PVT.LTD. 30.20
BANK OF BAHRAIN & KUWAIT B.S.C. 29.34
JM FINANCIAL CREDIT SOLUTION LTD. 28.89
ZOROASTRIAN CO-OPERATIVE BANK LTD.,THE 24.49
AMERICAN EXPRESS BANKING CORP. 21.82
KOGTA FINANCIAL INDIA LTD. 19.80
CREDIT AGRICOLE CORPORATE & INVESTMENT BANK 16.05
SVATANTRA MICRO HOUSING FINANCE CORP.LTD. 14.96
KOKAN MERCANTILE CO-OPERATIVE BANK LTD. 14.77
L&T FINANCE LTD. 14.10
HDB FINANCIAL SERVICES LTD. 12.18
YOUTH DEVELOPMENT CO-OP.BANK LTD. 10.47
SURAT PEOPLE’S CO-OPERATIVE BANK LTD.,THE 8.87
HINDUSTHAN CO-OP.BANK LTD.,THE 8.05
VIVRITI CAPITAL LTD. 7.83
CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD.,THE 7.45
HONGKONG & SHANGHAI BANKING CORP.LTD.,THE 7.19
AXIS FINANCE LTD. 5.48
INDIFI CAPITAL PVT.LTD. 5.30
CAPITAL SMALL FINANCE BANK LTD. 4.93
CATERPILLAR FINANCIAL SERVICES INDIA PVT.LTD. 4.88
UJJIVAN SMALL FINANCE BANK LTD. 3.52
TJSB SAHAKARI BANK LTD. 3.37
CO-OPERATIVE BANK OF MEHSANA LTD.THE 2.94
BASSEIN CATHOLIC CO-OPERATIVE BANK LTD. 2.61
CHIKMAGALUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD.,THE 2.54
SAMMAAN CAPITAL LTD. (FORMERLY INDIABULLS HOUSING FINANCE LTD.) 2.34
SARDAR VALLABHBHAI SAHAKARI BANK LTD. 1.67
SURYODAY SAMLL FINANCE BANK LTD. 1.37
SHREE VARDHAMAN SAHAKARI BANK LTD. 1.33
STATE BANK OF PATIALA (NOW MERGED WITH STATE BANK OF INDIA) 1.15
STATE BANK OF MYSORE (NOW MERGED WITH STATE BANK OF INDIA) 0.91
INDIA INFOLINE FINANCE LTD. 0.90
STATE BANK OF HYDERABAD (NOW MERGED WITH STATE BANK OF INDIA) 0.84
NUTAN NAGARIK SAHAKARI BANK LTD. 0.82
SHINHAN BANK 0.65
J.C.FLOWERS ASSET RECONSTRUCTION PVT.LTD. 0.54
NATWEST MARKETS PLC 0.50
KONARK URBAN CO-OPERATIVE BANK LTD.,THE 0.47
BAJAJ FINANCE LTD. 0.30
COASTAL LOCAL AREA BANK LTD. 0.28
ALLAHABAD BANK 0.00
EXPORT-IMPORT BANK OF INDIA 0.00
INDIA EXIM BANK 0.00
SHRI CHHATRAPATI RAJARSHI SHAHU URBAN CO-OP.BANK LTD. 0.00
SYNDICATE BANK (NOW MERGED WITH CANARA BANK) 0.00
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