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Wilful Defaulters

Bank-wise wilful defaults (Rs.25 lacs & above)

Database Coverage:
Suit Filed Accounts: 31/12/2014 to 30/09/2025
Non-Suit Filed Accounts: 31/03/2025 to 31/03/2025
Bank Name Outstanding Amount (Rs.crore)
PUNJAB NATIONAL BANK 89,675.93
STATE BANK OF INDIA 81,087.08
UNION BANK OF INDIA 35,218.79
BANK OF BARODA 26,299.03
CANARA BANK 24,040.32
BANK OF INDIA 13,412.64
UCO BANK 11,703.16
INDIAN OVERSEAS BANK 10,093.85
BANK OF MAHARASHTRA 7,610.25
TAMILNAD MERCANTILE BANK LTD. 6,299.22
UNITY SMALL FINANCE BANK LTD. 5,786.70
ICICI BANK LTD. 5,495.82
RARE ASSET RECONSTRUCTION LTD. 5,237.88
FEDERAL BANK LTD.,THE 4,026.41
AXIS BANK LTD. 3,090.11
LIFE INSURANCE CORP.OF INDIA 2,530.65
RELIGARE FINVEST LTD. 2,181.76
YES BANK LTD. 1,628.90
ALCHEMIST ASSET RECONSTRUCTION CO.LTD. 1,532.73
INDIAN BANK 1,374.52
DHANLAXMI BANK LTD. 1,306.37
CITIBANK N.A. 1,104.84
PUNJAB & SIND BANK 1,069.99
PRUDENT ARC LTD. 931.02
KARUR VYSYA BANK LTD.,THE 784.18
SBI FACTORS LTD. 718.67
ASSET RECONSTRUCTION CO.(INDIA) LTD. 665.22
HDFC BANK LTD. 634.79
STANDARD CHARTERED BANK 515.31
ABHYUDAYA CO-OPERATIVE BANK LTD. 464.84
RELIANCE ASSET RECONSTRUCTION CO.LTD. 441.42
SOUTH INDIAN BANK LTD.,THE 436.69
REC LTD. 416.21
INDUSIND BANK LTD. 352.45
UV ASSET RECONSTRUCTION CO.LTD. 316.81
COSMOS CO-OPERATIVE BANK LTD.,THE 261.26
AU SMALL FINANCE BANK LTD. 260.10
OMKARA ASSETS RECONSTRUCTION PVT.LTD. 236.09
INDIAN RENEWABLE ENERGY DEVELOPMENT AGENCY LTD. 233.97
JANASEVA SAHAKARI BANK LTD. 217.20
TUMKUR GRAIN MERCHANTS CO-OPERATIVE BANK LTD. 138.91
BOMBAY MERCANTILE CO-OPERATIVE BANK LTD. 113.90
CITY UNION BANK LTD. 111.22
BANK OF NOVA SCOTIA,THE 110.17
RBL BANK LTD. 107.87
IFCI LTD. 83.95
IDBI BANK LTD. 77.92
MAXIMUS ARC LTD. 72.14
CITIZENCREDIT CO-OPERATIVE BANK LTD. 69.30
SARASWAT CO-OPERATIVE BANK LTD.,THE 68.77
DBS BANK INDIA LTD. 67.62
JANAKALYAN SAHAKARI BANK LTD. 62.49
JIVAN COMMERCIAL CO-OPERATIVE BANK LTD. 62.04
IDFC FIRST BANK LTD. 57.96
JANA SMALL FINANCE BANK LTD. 52.16
GP PARSIK SAHAKARI BANK LTD. 50.47
DCB BANK LTD. 50.25
JANATA SAHAKARI BANK LTD.,PUNE 45.50
AHMEDABAD MERCANTILE CO-OPERATIVE BANK LTD.,THE 43.10
SBPP CO OPERATIVE BANK LTD 42.59
DEUTSCHE BANK A.G. 31.84
HEWLETT PACKARD FINANCIAL SERVICES (INDIA) PVT.LTD. 30.20
BANK OF BAHRAIN & KUWAIT B.S.C. 29.34
JM FINANCIAL CREDIT SOLUTION LTD. 28.27
ZOROASTRIAN CO-OPERATIVE BANK LTD.,THE 25.05
NKGSB CO-OPERATIVE BANK LTD. 23.69
SURAT PEOPLE’S CO-OPERATIVE BANK LTD.,THE 17.50
CREDIT AGRICOLE CORPORATE & INVESTMENT BANK 16.05
AVANTI FINANCE PVT.LTD. 15.74
KOKAN MERCANTILE CO-OPERATIVE BANK LTD. 14.77
SVATANTRA MICRO HOUSING FINANCE CORP.LTD. 14.40
AMERICAN EXPRESS BANKING CORP. 13.32
UTKARSH SMALL FINANCE BANK LTD. 11.60
HDB FINANCIAL SERVICES LTD. 10.58
MUTHOOT VEHICLE & ASSET FINANCE LTD. 9.94
CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD.,THE 9.46
EQUITAS SMALL FINANCE BANK LTD. 9.29
VIVRITI CAPITAL LTD. 7.83
HINDUSTHAN CO-OP.BANK LTD.,THE 7.82
HONGKONG & SHANGHAI BANKING CORP.LTD.,THE 7.19
HERO HOUSING FINANCE LTD. 5.44
DISTRICT CO-OPERATIVE CENTRAL BANK LTD.,THE 4.88
TJSB SAHAKARI BANK LTD. 4.85
SURYODAY SAMLL FINANCE BANK LTD. 4.75
CATERPILLAR FINANCIAL SERVICES INDIA PVT.LTD. 4.31
SMFG INDIA HOME FINANCE CO.LTD. (FORMERLY FULLERTON INDIA HOME FINANCE CO.LTD.) 4.11
CO-OPERATIVE BANK OF MEHSANA LTD.THE 4.05
BASSEIN CATHOLIC CO-OPERATIVE BANK LTD. 3.99
CFM ASSET RECONSTRUCTION PVT.LTD. 3.24
CHIKMAGALUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD.,THE 2.86
UJJIVAN SMALL FINANCE BANK LTD. 2.53
CAPITAL SMALL FINANCE BANK LTD. 2.29
MAHINDRA RURAL HOUSING FINANCE LTD. 2.02
INDIFI CAPITAL PVT.LTD. 1.80
SARDAR VALLABHBHAI SAHAKARI BANK LTD. 1.62
SAMATA CO-OPERATIVE DEVELOPMENT BANK LTD. 1.46
SHRI CHHATRAPATI RAJARSHI SHAHU URBAN CO-OP.BANK LTD. 1.40
SHREE VARDHAMAN SAHAKARI BANK LTD. 1.33
RAJKOT NAGARIK SAHAKARI BANK LTD. 1.17
STATE BANK OF PATIALA (NOW MERGED WITH STATE BANK OF INDIA) 1.15
J.C.FLOWERS ASSET RECONSTRUCTION PVT.LTD. 1.06
STATE BANK OF MYSORE (NOW MERGED WITH STATE BANK OF INDIA) 0.91
STATE BANK OF HYDERABAD (NOW MERGED WITH STATE BANK OF INDIA) 0.84
NUTAN NAGARIK SAHAKARI BANK LTD. 0.82
SHINHAN BANK 0.61
NATWEST MARKETS PLC 0.50
BAJAJ FINANCE LTD. 0.30
ALLAHABAD BANK 0.00
EXPORT-IMPORT BANK OF INDIA 0.00
INDIA EXIM BANK 0.00
SYNDICATE BANK (NOW MERGED WITH CANARA BANK) 0.00
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